Video Summaries for Privacy Fight Premium

P1 – Overview –  Watch Now

John Jay Singleton’s course “Privacy Fight” offers an in-depth exploration of various strategies to manage debt, minimize personal financial risk, and promote financial autonomy. Singleton has devised these strategies over his 25-year career, working on everything from consumer and small business debt to the use of cryptocurrencies.

Singleton believes that the consumer debt system is fundamentally flawed, designed to push and exploit individuals into long-term, life-lasting debt. He embarked on a journey to reverse-engineer this system and through extensive research, he developed unique methods to tackle these issues. He offers advice on restructuring cash flow, using various sections of the Internal Revenue Code to reduce debt burdens, and various ethical strategies to help people regain control of their finances.

He emphasizes that one should own nothing but control everything – reducing liabilities by owning fewer things while managing more assets. Singleton discourages the use of long-term debt like 30-year mortgages, citing their exploitative nature. He promotes credit repair and business credit usage as part of a larger plan to achieve financial freedom.

Singleton shows his clients how to devise strategies for joint ventures based on their proficiency and interest. He supports bootstrapping and advocates for less dependence on external funding. He aids his clients in identifying opportunities and potential assets they may have overlooked. His strategies aim to help people navigate the financial world with increased confidence and less dependency on external parties.

Singleton acknowledges the growing importance of cryptocurrencies, viewing them as just another asset class with its own set of risks. He warns against the tendency to over-tax cryptocurrency transactions and proposes ways to move the value of cryptocurrency into new assets, all within the legal framework.

Finally, Singleton talks about the legal framework for establishing businesses, explaining how Limited Liability Companies (LLCs) can be used for asset protection. He emphasizes that an LLC’s operating agreement, not the articles of incorporation, govern its functioning. This approach can provide a great deal of flexibility, making it a tool for risk management and asset protection.

In conclusion, Singleton’s course provides a comprehensive overview of unconventional yet effective methods to tackle debt, manage assets, and navigate the financial landscape with a strong focus on personal autonomy and ethical practices.

P2 – How To Set Up Your LLC  – Watch Now

“P2 – How To Set Up Your LLC – Privacy Fight” provides a comprehensive guide on establishing a limited liability company (LLC) effectively, focusing on privacy and legal compliance. The document starts by emphasizing the importance of understanding the finer details of setting up an LLC, beyond the basic online registration process. This includes crafting an operating agreement and establishing a set of rules and procedures that govern the company.

The author encourages setting up LLCs in ways that maximize the benefits of legal protection and privacy, even advocating for organizing the company in states other than the business owner’s residence. In this regard, New Mexico is presented as a potential option due to its favorable business environment. Procedures for registering an LLC in this state are outlined, including the need to fill a specific postal form (form number 1583).

The document discusses banking considerations, including the necessity of a California ID for Californians looking to open an LLC account in New Mexico. The writer explains the flexibility and control an LLC owner can maintain over their company, even when letting the charter be revoked or expire by the state due to non-payment of annual fees.

The registration process with the Secretary of State for the chosen state is then explained, emphasizing the need for accuracy in providing personal and company details. The author goes on to suggest a somewhat controversial method of bypassing the need for a registered agent, which usually requires an additional fee.

The writer offers advice on filling out the company charter, including choosing a perpetual term and maintaining a generic company purpose statement. The reader is encouraged to appoint themselves as the sole managing member and registered agent to maintain maximum control over the company. The document wraps up with some tips on how to handle interactions with banking personnel during the account opening process, with a focus on ending the conversation quickly to minimize scrutiny.

The piece concludes by emphasizing the non-taxable status of an LLC and the absence of an obligation to pay wages or report on W2s. Also, the reader is advised to keep detailed records of all company activities and transactions, possibly by hiring an accountant when necessary. Finally, the importance of a comprehensive operating agreement is re-emphasized.

P3 – Using Your LLC – Part 1Watch Now

The video discusses the use of a limited liability company (LLC) in relation to cryptographic currency. The LLC serves as a means to protect assets and facilitate cash flow with other assets. The necessary documents for establishing an LLC include the banking resolution, Operating Agreement, and certificate of beneficial interests. These documents ensure authorization for signing on behalf of the company and certify ownership interests. The discussion emphasizes the importance of understanding the blockchain tax immunity trust, which applies to cryptographic currency held within exchanges. Moving funds out of the exchange voids the trust.

The LLC can be established as a single-member or multi-member entity, depending on the need to separate the company from the signer. It is recommended to have multiple members in situations involving active levies or judgment liens. The LLC’s purpose, as stated in the articles, typically includes “all lawful purposes,” and it can specifically mention real estate investing to comply with certain state requirements. The LLC’s purpose declaration is crucial when opening a bank account or dealing with third-party accounts related to cryptographic currency.

Tax filings for the LLC are minimal, and it generally operates as a pass-through entity, not requiring the filing of reports or tax returns. However, accurate accounting is essential for proper business management. The LLC can provide tax benefits, but it is advised to focus on using the company for its intended purposes before considering tax advantages. The abstract, which is used to open a bank account, can also be used for other third-party accounts.

When engaging in transactions involving cryptocurrency, such as purchasing or financing real estate, qualified escrow agents are recommended. Qualified escrow contracts comply with tax rules and offer certain benefits. The LLC owner can negotiate discounts on financing terms or paper assets when acting as the lender through the LLC. It is crucial to maintain privacy and limit the disclosure of certain information, while still complying with legal requirements.

Regarding residency, the LLC can operate without being tied to a specific state residency, allowing for greater privacy and flexibility. By using alternative addresses and trade names, individuals can enhance their privacy and protect personal information. The discussion encourages careful consideration of mail delivery practices to maintain privacy and avoid potential risks.

Overall, the executive summary highlights the key aspects of using an LLC for cryptographic currency, emphasizing asset protection, cash flow management, tax implications, privacy considerations, and the importance of proper documentation and compliance with regulations.

P4 – Using Your LLC – Part 2 – Watch Now

This discussion revolves around the strategic use of an LLC, specifically with regard to privacy, tax implications, and the management of cryptographic currencies. A significant focus is placed on avoiding unnecessary disclosure of information by using a company name as a trade name on the form 1583, and the potential benefits of employing re-mailing services for enhanced privacy.

The discussion then pivots to address the benefits of not filing a tax return for an LLC. The presenter argues that not filing avoids the creation of a reconciliation process and accounting ledger with the IRS, and that this is especially beneficial for LLCs dealing in cryptographic currencies due to current ambiguities in tax laws surrounding such assets.

The argument is made that current tax regulations do not have the infrastructure to properly tax cryptographic currencies unless converted to US dollars. Furthermore, it’s argued that the transfer of crypto from wallet to wallet, if the wallets are both owned by the same entity, does not constitute a taxable event.

In terms of moving profits, the speaker suggests setting up a company or another LLC for the purpose of managing larger purchases or debts rather than paying them directly, as this could create a taxable event.

P5 – How to Protect Your WagesWatch Now

“Protect Your Wages: How to Stop an IRS Levy” provides guidance on how to prevent the IRS from levying an individual’s wages. The video instructs viewers on two crucial steps to follow to prevent the levy. Firstly, a person should request a collections due process hearing within 30 days of receiving the levy notice. This process is initiated by filling out IRS Form 12153, readily available online. If the IRS still insists on the levy, the individual can call upon the Problems and Resolutions Office, which is facilitated by completing Form 911.

The IRS will typically want to schedule a meeting following these actions. At this meeting, it’s beneficial to present an offer in compromise based on doubt as to collectability, which demonstrates that the individual doesn’t possess the ability to pay the amount due. This is executed using Form 656, along with Form 433 A or B, depending on the individual’s situation.

The video stresses that the IRS is a friendly creditor if approached correctly and with appropriate communication, as it bases collections on an individual’s ability to pay. The speaker also advises individuals to structure their assets or cash flow through a company. This doesn’t suggest hiding assets but organizing them in a manner that allows for a favorable outcome in negotiations with the IRS.

The video concludes by guiding viewers through the final steps of the IRS process, including the series of CP letters that are sent out. The speaker also gives some advice on property listing and financial planning, finally touching on the matter of cryptocurrencies which will be discussed further in another session.

P6 – Friendly Wage GarnishmentWatch Now

The video provided is an exploration of “friendly wage garnishment,” a version of equity stripping where wage garnishments are created in situations where it’s impossible to avoid levies against wages. It clarifies the difference between wages and 1099 payments, the latter of which are not technically considered wages and can be easily remedied by changing the payee on the form. It notes that, according to the Consumer Credit Protection Act, an employer cannot fire or penalize an employee for having wage garnishments.

The speaker argues that wage garnishment can make high debt as manageable as low debt, emphasizing that the amount of debt does not affect the garnishment amount. They also explain that paying off a debt doesn’t fix your credit, suggesting that it’s more beneficial to focus on cash flow and net worth building. Interestingly, they advocate for repaying personal debts to friends or family but suggest resisting repayment to banks, which they believe exploit people.

The speaker then introduces a method involving court action, where a friend files a lawsuit against you for a “stated account” – money supposedly owed. This process would involve filing several documents to the court, including a friendly lawsuit, a lehmann’s answer, and a motion for summary judgment. Once the judgment is granted, a wage garnishment can be set up, protecting your wages from other creditors.

The speaker mentions certain strategies to deal with existing garnishments, such as filing for bankruptcy to temporarily halt the garnishments and then quickly filing for a friendly garnishment once the bankruptcy is dismissed. The entire process is seen as a strategy to manage high debts and protect one’s income and net worth, even when faced with wage garnishment. However, the speaker encourages seeking professional advice and considering the unique laws of one’s state when attempting this method.

P7 – The Motion to Dismiss, How to Prepare Watch Now

The document titled “P7 – The Motion to Dismiss, How to Prepare – Privacy Fight” provides a detailed explanation of how to respond to a lawsuit by filing a motion to dismiss. The strategy outlined in the document is primarily aimed at unsecured debt collections, but it can also be used for other situations such as car loans or mortgage foreclosures.

The author emphasizes the importance of admitting each allegation in the complaint while asserting that the plaintiff lacks the right to sue and the court lacks jurisdiction. The document advises against making unsupported claims or irrelevant arguments, as judges tend to dismiss such arguments without legal merit.

The key approach recommended in the document is to criticize the allegations in the complaint. By pointing out inconsistencies or discrepancies, such as a contract with someone else’s name or a missing signature, the defendant can challenge the validity of the complaint. The document suggests that even if the motion to dismiss is initially denied, it can be reversed on appeal if the exhibit conflicts with the complaint’s allegations.

Additionally, the document addresses situations where the defendant is late in responding to the lawsuit or faces a default judgment. It advises requesting the court to set aside the default and permission to answer late, citing valid reasons such as excusable neglect or lack of proper service.

The document highlights the importance of demonstrating that the complaint fails to state a cause of action or claim upon which relief can be granted. By showing that the exhibit attached to the complaint does not align with the allegations, such as lacking a date, signature, or the defendant’s knowledge and consent, the defendant can argue for insufficiency.

Furthermore, the document briefly touches upon the importance of discovery and the timing of responses to maintain an advantageous position. It suggests starting discovery first to limit the opposing party’s options and frustrate their efforts.

Overall, the document provides a step-by-step guide for responding to a lawsuit through a motion to dismiss, highlighting strategies to challenge the plaintiff’s allegations, assert jurisdictional issues, and seek a favorable outcome. It emphasizes the need for careful editing and adaptation to suit specific cases while emphasizing the importance of furthering justice and eliminating risk.

P8 – Mailbox Privacy Part 1 – Watch Now

This video provides a thorough explanation on how to establish privacy for one’s mailing address, especially in the wake of a sudden windfall or heightened security concerns. The video offers insights into the utilization of services like UPS and other virtual office spaces to redirect mail, thereby maintaining privacy. The use of a UPS store or other mailbox service is suggested, potentially in a different state, to receive mail instead of one’s personal address.

The host explains the process of filling out Postal Form 1983 to set up a private mailbox. The form requires identification such as a driver’s license, passport, or even a utility bill. The host emphasizes the importance of providing an alternative address, which could be obtained from public records, to maintain privacy.

The host also advises listeners to use a trade name or business name (which doesn’t necessarily need to be registered) rather than personal details when filling out the form. This allows mail to be received in a name other than one’s own, adding an extra layer of security.

In addition to a UPS store, the host also recommends getting a Post Office box closer to one’s location, with the only shared address being that of the UPS store. This is to ensure that, in case of forwarding, only the UPS store has the local P.O. Box details, and no one else.

The video concludes by discussing other strategies that one could adopt to enhance their privacy further and indicates that further videos will delve deeper into these methods.

P9 – Overview of a Lawsuit Process Part 1 Watch Now

This video provides an overview of how civil lawsuits typically progress and outlines general strategies to use if someone sues you or if you want to sue someone else. It explains that most cases are resolved via summary judgment. When you sue someone, you must have a valid reason, such as breach of contract, or civil claims like default on a loan. The speaker uses a scenario of Citibank suing an individual over an unpaid credit card bill to illustrate the process.

The video then proceeds to elaborate on different ways of presenting a debt case to the court, such as using a stated account, open account, breach of contract, or default on a loan claim. Each type of case has its own set of facts and burden of proof. The speaker goes into detail about the use of the stated account, a watered-down version of suing under breach of contract that became popular in the 80s and 90s.

The discussion then shifts to the strategies used to contest a lawsuit, such as filing a motion to dismiss the complaint for failure to state a cause of action or a claim on which relief can be granted. There is also a thorough discussion on how discovery is used to gather information to build a case or defense, often via interrogatories or requests for production. It’s explained that this process can set up a summary judgment.

The speaker details how to respond to requests for admissions, with caution to carefully review all documents from the opposition for such requests. The video also touches on legal technicalities such as who can represent a corporation in court – individual attorneys, not law firms.

The video describes how to use a motion for summary judgment, a legal tool that can quickly resolve cases without going to trial. It can be used if there are no genuine issues of material fact and the movant is entitled to judgment as a matter of law.

Finally, the video explores the stages of a lawsuit, from pretrial hearings to the trial itself. It also discusses the possibility of the plaintiff withdrawing the case close to the trial date and offers advice for those facing debt collection lawsuits. Post-judgment proceedings, such as discovery to uncover assets for debt recovery, are also covered.

P10 – Debt Collection ReviewWatch Now

John Jay, in a detailed discussion, explores how individuals can manage lawsuits specifically related to consumer debt, particularly small debts from unsecured credit card type debts. He analyses a case involving a defendant (debtor) and a third-party debt collector, emphasizing the significance of understanding the legal procedures to avoid panic when facing similar situations.

Jay then discusses the Fair Debt Collection Practices Act and its implications, suggesting that in most cases, the defendant should win. He critiques the case’s complexity, with multiple parties involved and no specific credit agreement identified in the case file. He asserts that the debt collectors often don’t have standing in these cases.

He emphasizes the importance of understanding privacy restrictions, particularly with regard to personal information. Jay suggests that defendants should impose restrictions on the use of their identifying information. He further discusses the strategy of drafting a motion to dismiss in response to a debt collection lawsuit.

Jay highlights the need for defendants to understand their case and the laws that apply to it, such as the pleading requirements. He advises against stressing over citations but recommends creating a strong legal argument. His overarching message is to ensure one is informed and prepared when dealing with such lawsuits to avoid panic and make the best possible decisions.

P11 – PrivacyFight Interview Sued by Creditor! Vince knew what to do!Watch Now

In the Privacy Fight Club interview, Bill Smith and John Singleton talk to Vince, who shares his experience of being sued by creditors over a business loan he was unable to fully repay. Vince describes the initial shock of being served with papers and his subsequent search for legal help, which eventually led him to Singleton’s advice.

Singleton elaborates on a common misconception about business debt, explaining that Vince was held liable because the loan was underwritten with his personal information, making it a consumer debt with Vince as the guarantor. Singleton criticizes the typical legal advice of hiring an attorney, which he argues leads only to a payment plan. Instead, Singleton suggests a strategic approach: dealing with the insufficiency of the complaint rather than focusing on the debt.

To deal with his lawsuit, Vince followed Singleton’s advice to file a motion to dismiss on the basis of an insufficient complaint. If the motion is accepted, the complaint needs to be amended, at which point Vince could file another motion to dismiss. The goal of this strategy is to reduce the risk of losing one’s assets to creditors, essentially making oneself “uncollectable” without the burden of filing for bankruptcy.

Despite the initial shock of being sued, Vince expresses relief upon discovering a strategy to fight the case. The discussion concludes with a note of caution about the potential for being served with a notice of deposition or interrogatories, which would require Vince to answer questions under oath. The advice is to be vigilant and prepared for any such development.

P12 – Reviewing Lawsuit – Watch Now

This executive summary provides an overview of a lawsuit involving Citizens Bank and a debtor who owes approximately $26,000-$27,000. The plaintiff alleges breach of contract and unjust enrichment by the defendant. The lawsuit is based on a card member agreement (Exhibit A) that establishes the terms of the loan. The defendant examines the agreement to find connections between the plaintiff’s failure to comply with the binding arbitration agreement.

The defendant argues that the court lacks jurisdiction over the agreement and asserts that the plaintiff has waived its rights to arbitrate. The defendant considers the option of seeking summary judgment or proceeding with discovery but notes that if the court lacked jurisdiction from the beginning, it cannot be cured in this case.

In summary, the review of the lawsuit highlights the contractual disputes and jurisdictional issues. The defendant raises concerns about the plaintiff’s failure to comply with the binding arbitration agreement, potentially invalidating the lawsuit. The defendant suggests pursuing dismissal based on the plaintiff’s waiver of rights to arbitration.

P13 – Self Insurance – Watch Now

The speaker, John Jay, discusses the concept of self-insurance in depth, highlighting it as an alternative to traditional auto insurance based on the rights to contract and enter into non-harming agreements. Unlike traditional insurance, self-insurance is a means to compensate others for damage you might cause while driving, a risk taken by oneself instead of an insurance company. Jay emphasizes that self-insurance isn’t suitable for everyone and it requires a significant degree of financial responsibility and ability to pay.

To ensure financial responsibility, the speaker suggests setting up a company to hold assets that can be liquidated quickly when necessary. These assets, such as precious metals, property, or cash, don’t have to meet the full statutory limit, but should be adequate to cover potential damages. However, Jay warns that self-insurance does not cover catastrophic events, and these risks need to be taken into account when deciding on this path.

A key factor in self-insurance is the ownership of a company, which should be registered and possess evidence of financial responsibility. Jay gives an example of self-insurance registration in Florida and how it works with the Department of Motor Vehicles (DMV). He also explains the potential complexities and possible legal scenarios one might encounter in case of an accident.

Finally, Jay elaborates on his method of managing self-insurance by using a limited liability company (LLC) as the insurance company and a limited liability partnership (LLP) as the owner of each vehicle. However, he acknowledges that this arrangement may not work in every situation and warns that self-insurance carries serious liabilities and isn’t a joke. Despite the potential risks, Jay recommends self-insurance, provided individuals are aware of and prepared for these risks.

P14 – The Post Windfall PlanWatch Now

The Post Windfall Plan is centered around strategically managing large financial gains to optimize for taxes, privacy, and wealth retention. The central concept is that the newly wealthy individual should convert their windfall into liquid assets, which can then be used to repay debts, purchase assets, and provide for future financial security.

One method discussed is refinancing a mortgage through an LLC, which can provide privacy by removing personal names from public records. The LLC, in this context, acts as the new lender, and the arrangement is formalized with a promissory note. Payments and durations for the mortgage are customizable, allowing for flexibility in financial planning.

Next, the plan delves into the use of cryptocurrency for real estate transactions. It suggests making a purchase offer in fiat currency, accepted by the seller, then making the payment through an LLC-owned cryptocurrency account. This method effectively sidesteps privacy concerns by keeping transactions under the name of the LLC rather than the individual.

Buying a car follows a similar strategy, where funds are set aside from the crypto account in dollars and used to purchase the vehicle. The car’s title remains in the individual’s name unless it serves the purpose of the LLC. It’s recommended that the LLC should only be used if the car is for its use.

The transcript also emphasizes the importance of being cautious when making significant gifts, as large transfers of wealth can have unintended negative consequences. To navigate this, they suggest establishing a grantor retained annuity trust (GRAT) which is a legal way of gifting money that complies with IRS provisions.

The strategy highlights the importance of privacy and recommends avoiding creating new titles for assets that didn’t previously have them, such as gold. In addition, the plan outlines how to use attorney-client privilege as an additional layer of privacy, emphasizing the benefits of having a law firm handle sensitive mail.

Concerning old debts, the plan suggests a careful approach. While paying off debts might seem like the ideal option, the plan recommends considering whether investing that money into an asset might be more beneficial in the long term.

Finally, the plan proposes a disciplined approach to investing the windfall, recommending the purchase of income-producing assets rather than paying cash for large-ticket items. This approach requires developing the habit of making regular payments on loans, thus maintaining financial discipline. The overall strategy focuses on sustainable wealth management, tax optimization, and maintaining financial privacy.

P15 – How to Change Residency & WhyWatch Now

The text titled “P15 – How to Change Residency & Why – Privacy Fight” discusses the concept of changing residency and explores the reasons why individuals might consider such a change. Residency is crucial as it determines eligibility for various benefits and subjects individuals to specific statutory schemes. By establishing residency in a different location, individuals can potentially avoid certain liabilities and gain a level of privacy.

The author shares personal experiences and insights gained over the years, including successfully challenging the requirement of registration and licensing based on non-residency. They emphasize that changing residency can be particularly beneficial in managing debt collections and financial risks. Banks often require company domestication in specific states for easier collections and liability purposes, making it necessary to establish residency accordingly.

The text highlights that certain factors contribute to establishing residency, such as holding professional licenses or driver’s licenses, which require proof of residency. Residency differs from merely residing in a location for a specific period. Generally, residing for more than six months in a county or state may be considered residency. However, there are methods to establish non-residency and maintain privacy, depending on individual circumstances.

The author provides examples of how to change residency effectively, such as obtaining a driver’s license in a new state to demonstrate residency there. They also discuss the importance of managing personal information, such as home addresses, to protect privacy and avoid potential risks associated with public exposure. Techniques like reducing mail by transitioning to electronic communication, using fictitious names or mailboxes, and redirecting mail can contribute to maintaining privacy.

Additionally, the author suggests strategies to interfere with debt collection processes, such as providing false information to debt collectors or assigning a forwarding address that leads to a dead end. By creating obstacles for debt collectors, individuals can potentially impede their efforts and protect themselves from further collection actions.

The text concludes by highlighting the need to establish a rental lease agreement or apartment inquiry in the same town as the directed mail address to strengthen the appearance of residency. The author acknowledges that these strategies can be useful not only for privacy protection but also for individuals seeking a change in lifestyle or financial circumstances.

Overall, the text provides practical insights into changing residency and highlights how such a change can help individuals manage their privacy, mitigate financial risks, and navigate legal frameworks in their favor.

P16 – How to Respond to Lawsuits – Watch Now

In the video “P16 – How to Respond to Lawsuits”, John Jay provides fundamental advice on how to respond to a lawsuit, primarily focusing on when individuals or companies are sued. Jay simplifies the often-intimidating process of responding to a legal suit, clarifying it as merely dealing with a piece of paper.

The speaker introduces two possible methods to react to a lawsuit: either by answering the case, which acknowledges the court’s authority, or moving the court to dismiss the case, which proposes that the case be discarded due to lack of merit. Jay elaborates on the latter method, explaining how to prepare a motion to dismiss using local rules of civil procedure, and crafting a legal argument based on the alleged insufficient evidence provided in the plaintiff’s complaint.

Jay also details the proper method of document preparation, stressing the importance of correctly formatting court titles and case numbers, and ensuring all required documents are included. The speaker emphasizes the significance of adhering to the court’s rules to avoid a default judgment. He also advises viewers on how to navigate the court’s proceedings, including how to handle court clerks and conduct oneself during a hearing.

Lastly, Jay offers specific tips for dealing with court hearings, focusing on sticking to the argument of the motion to dismiss and not discussing any matters outside of it. The speaker concludes by reiterating the importance of understanding the basics of responding to a lawsuit and encourages viewers to take the time to research the specific rules of their jurisdiction.

In summary, the video provides a comprehensive guide to responding to a lawsuit, emphasizing the importance of timely responses, correct document formatting, making strong legal arguments, and effective conduct during court proceedings.

P17 – How to Prepare a Quit Claim Deed – Watch Now

The video presented by John Jay Singleton provides an in-depth tutorial on preparing a Quit Claim Deed. This method is useful for protecting equity in real estate, particularly in homes or rental properties. A Quit Claim Deed enables homeowners to quickly convey the title, and it is best to do so before any claim against the property arises.

The video strongly recommends not transferring the title to a friend or spouse, as this doesn’t offer sufficient protection. Instead, transferring it to a registered limited liability company (LLC) is a safer option, due to its inherent stability and low likelihood of having its existence challenged. This is due to the fact that the articles of an LLC are already accepted by the state.

The conveyance process allows the homeowner to remove their ownership interests and pass them over to another party. This can still be performed even if there’s a lien filed against the property. However, the advantage of conveying it before a lien is public record is that the property value is not encumbered by the lien.

If there is an existing lien on the property due to a judgment against the owner, the lien still remains attached to the property even after the title conveyance. However, the title can still be conveyed for estate planning purposes, provided the beneficial interests remain the same.

Finally, when conveying the title for estate planning purposes, it’s essential to obtain an exemption from the documentary stamp tax which often applies during property conveyance. This tax exemption applies if the beneficial interest remains with the original owner. A form for this exemption can usually be obtained from the county clerk’s office.

The video concludes by examining a standard Quitclaim Deed form, detailing how to fill it out correctly. This form, once filled, is then sent to the appropriate bodies for recording. Lastly, a letter is advised to be sent to the bank explaining that the property conveyance is for estate planning purposes and not invoking the due-on-sale clause. This clarifies that there is no intention of selling the property and prevents potential complications.

P18 – Quit Claim Deed – South Carolina – Watch Now

In this presentation, John Jay details the process of preparing a Quit Claim Deed in South Carolina, a tool that could potentially save tens of thousands of dollars in a real estate transaction. A Quit Claim Deed is a legal document used to transfer the title of real estate from one person (the grantor) to another (the grantee), often utilized for estate planning purposes or changing the title holder to a company or trust.

John emphasizes the importance of correct information and details when preparing the document, particularly when it comes to the names of the grantor and grantee and the legal description of the property. He also highlights the significance of getting the document notarized, as this ensures the deed is recognized by the court.

John illustrates how a Quit Claim Deed can be useful by sharing a case where a property owner transferred the title of a property a week before a judgment lien was recorded against her. If she had not transferred the title when she did, the lien would have stayed on the title, even after conveying it.

Concluding the presentation, John mentions that he has also created a similar guide for California, taking into account their specific requirements and laws. He explains that the process of preparing a Quit Claim Deed can be simple, emphasizing the importance of getting the details correct and seeking legal advice when necessary.

P19 – Preparing a Quit Claim Deed for Ohio – Watch Now

The speaker discusses the process of preparing a quitclaim deed, a legal document used to transfer interest in a property, using Ohio as an example. A quitclaim deed allows a property owner to ‘quit’ their claim, making it particularly useful for avoiding personal liability or protecting against potential liens and judgments. The speaker advises that original quitclaim deeds can be found in county records if they are misplaced.

The speaker provides detailed guidance on how to create a quitclaim deed, highlighting the importance of accurately filling out sections such as the recording date, time, and legal description of the property. The speaker points out that quitclaim deeds do not need to be purchased, they can be created from scratch or by copying elements from existing documents. The document should be notarized, and a certified copy should be kept.

The speaker also mentions that a quitclaim deed can be used for estate planning purposes by transferring the deed to an LLC while retaining beneficial interests. This way, the property owner can still gain tax benefits while avoiding personal liability. The speaker emphasizes that preparing quitclaim deeds is not overly complicated, serving as an effective method of conveying property title to another person or entity.

P20 – Summary Judgement Review – Watch Now

This summary concerns a typical lawsuit at the summary judgement stage regarding unsecured credit. The lawsuit has proceeded to the point where one party has requested a summary judgement.

In this case, the plaintiff, who is an entity referred to as the Wilmington Trustee, claims that the defendant owes them a substantial amount of money. However, this claim has been disputed by the defendant, who has filed a motion to dismiss the case. Instead of dealing with this motion to dismiss, the attorneys for the plaintiff filed a motion for summary judgement without notifying the defendant, a move that is considered a serious error in court proceedings.

The plaintiff’s case also seems fundamentally flawed because it is suggested that the plaintiff is not entitled to the judgement as a matter of law, and the factual issues are irrelevant due to jurisdictional reasons. Moreover, it appears that the case was filed in court prematurely, before any arbitration was conducted, in violation of the arbitration clause mentioned in the alleged debt agreement.

Furthermore, the plaintiff failed to serve a copy of the motion for summary judgement to the defendant, which is another substantial procedural error. Thus, the defendant has been denied the opportunity to review and respond to the motion. Consequently, the outlook of the case strongly indicates that the defendant will likely win this case, mainly due to the multiple procedural and jurisdictional errors committed by the plaintiff.

P21 – SJ Review Second Case – Watch Now

The executive summary pertains to a review of a specific unsecured credit type lawsuit at the summary judgment stage. The defendant, after being served by the plaintiff, filed a motion to dismiss. Surprisingly, the plaintiff’s attorneys opted to ignore the dismissal motion and instead filed for summary judgment without properly notifying the defendant.

This improper procedure potentially undermines the plaintiff’s motion since, by law, the defendant must be adequately notified. Furthermore, the summary judgment was requested prematurely, before discovery could even begin, creating another legal anomaly in the proceedings.

In the original complaint, the plaintiff alleges a debt instrument, which, along with its exhibits, contains a compulsory binding arbitration clause. However, the plaintiff did not initiate the case in arbitration, thereby nullifying jurisdiction and hampering the plaintiff’s ability to win the case.

Additionally, the plaintiff’s certification of having properly served the defendant with a copy of the motion, as required by the rule of civil procedure, was false. This critical violation could potentially lead to the defendant’s victory, costing the plaintiff a significant amount in legal fees and any potential debt recovery.

P22 – Strategic Life: V the Guerilla Economist and John Jay Discuss Watch Now

“V the Guerilla Economist” and John Jay Singleton led a discussion on privacy fight, touching upon a multitude of topics pertinent to businesses and entrepreneurs in the Strategic Life Conference. The conversation delved into a range of topics, including managing risk in business, opportunities for the future, how to utilize business structures effectively, and the importance of change and innovation in entrepreneurship.

The duo talked about the potential of localized manufacturing, 3D printing, and prototyping as tools for small-scale production. They also discussed the scope of e-fuels and renewable energy, highlighting the potential of technology such as plasma reactors and gravity rail systems.

Privacy and cybersecurity came into focus as well, with Singleton emphasizing the need for private networks and secure communication channels. They discussed the role of drones, hinting at a future of delivery fleets and innovative tech swarms. Additionally, they touched upon recycling electronic waste and creating sustainable business models around it.

A conversation on renewable energy ensued, discussing its role in the future of entrepreneurship. They advised interested entrepreneurs to balance their renewable energy ventures with an investment in precious metal securities. Further, they shared insights on the future of manufacturing, highlighting the potential of 3D printing and prototyping in local manufacturing.

Lastly, they discussed waste management, carbon waste, and the potential for sustainable solutions like graphene. The importance of water management was also discussed. They concluded the session by opening up a Q&A for the attendees to answer queries related to business structures, privacy, and more.

P23 – IRS Form 1099-DA – Watch Now

The discussion on July 21st centered around IRS Form 1099-DA, a hypothetical form speculated to replace various 1099 forms in relation to cryptocurrency transactions. The speaker highlighted that the form doesn’t exist yet, despite information on the internet indicating otherwise. He demonstrated how to validate such information, underscoring that reporting methods don’t alter tax liabilities.

The speaker explained the concept of taxable gains in cryptocurrency transactions, stressing that an increase in the value of cryptocurrency does not automatically mean a taxable gain. He illustrated this point by presenting a scenario where a cryptocurrency’s value doubles but is then reinvested in another cryptocurrency, which he clarified doesn’t constitute a taxable gain.

The conversation then veered to privacy issues, with the speaker pointing out that tax forms must conform to stringent privacy guidelines. This led to a discussion about the importance of correct tax filing to avoid triggering the IRS to freeze or liquidate accounts. The speaker strongly urged the use of correct Employer Identification Numbers (EINs) for entities like trusts or LLCs to avoid tax complications.

Further discussions revolved around the concept of being an “accredited investor,” where the speaker clarified that any investment requiring accreditation indicates that it’s an SEC regulated investment. The speaker also addressed a problem about a real estate document where the client’s name was listed instead of their entity, emphasizing that such mistakes should be fixed by the responsible parties, in this case, an attorney.

The speaker concluded by talking about the use of foreign entities for U.S. based operations, strongly advocating for non-U.S. entities when conducting business outside the U.S. He mentioned that the liability for any errors made should be imputed back to the attorney involved. The speaker also suggested that the best way to sell a discreet product, such as alcohol, is privately, in a way that adheres to local laws and regulations.

P24 – PA LLC – Watch Now

This video provides a step-by-step guide on how to register a Pennsylvania LLC online, as demonstrated by the presenter Alice. Alice walks the viewer through logging into the Pennsylvania Secretary of State website, selecting the appropriate form (Form 8821) for registering a domestic limited liability company, and filling out the necessary details.

The first step involves inputting the desired business name and checking for its availability. In case of unavailability, it is advised to tweak the business name slightly to make it unique. Alice demonstrates this by adding a number to the initial company name. She also provides insights into filling in the ‘Registered Office’ details using a hypothetical office address.

Following this, Alice designates herself as the organizer of the company and explains that one can change the organizer at a later stage. She also cautions viewers that the company name cannot be changed post-registration. After designating the organizer, she chooses an ‘Effective Date’ for the LLC and fills in details regarding the company’s purpose and tax reports.

Pennsylvania’s process requires a more specific explanation of the company’s purpose, so Alice suggests saying, “The company is organized for all lawful purposes,” then adding a specific purpose. She advises that the purpose can be broad, as specific actions may require additional licenses. The guide ends mid-way, so the rest of the process remains unexplained.

P25 – Review of LVNV Debt Collection Lawsuit, How to Respond – Watch Now

The video, titled “P25 – Review of LVNV Debt Collection Lawsuit, How to Respond – Privacy Fight,” provides detailed advice on handling LVNV debt collection lawsuits, specifically addressing deficiencies in LVNV’s legal claims, ways to respond, and the subsequent processes.

In the video, the presenter emphasizes the importance of understanding the exact nature of a complaint to adequately respond without jeopardizing one’s interests. In this context, it is pointed out that many allegations made by LVNV in its complaint lack substance and factual accuracy, limiting the defendant’s ability to answer comprehensively.

The presenter goes on to discuss the concept of “risk,” urging individuals to fully comprehend the implications of potential outcomes of a lawsuit. The risk is a list of things that could be taken away if LVNV wins the case, and it includes everything from personal bank accounts to other types of assets like stocks or rental income.

The idea of “corporate veil” is also discussed, which refers to the legal separation between a corporation and its shareholders, protecting them from personal liability for the corporation’s debts. However, it is explained that the corporate veil can be “pierced” if it is proved that the corporation is merely a sham, or if the corporation’s funds are intermingled with personal funds.

The presenter emphasizes that the primary risk to consider is the cost of litigation. He advises structuring businesses in a way to avoid litigation costs, like separating payment processors from the main business entity to limit exposure to lawsuits. He also points out that the inability to represent a corporation in court necessitates hiring an attorney, further increasing litigation costs.

In conclusion, the video aims to provide a comprehensive guide on responding to LVNV debt collection lawsuits, understanding the inherent risks, and protecting oneself by managing these risks effectively.

P26 – General Q&A IRS Legally Avoiding Obvious Tax Liabilities Watch Now

The executive summary of the discussion revolves around questions and answers related to IRS, tax liabilities, and privacy rights. John Jay, the host, provides clarifications on various topics related to these matters. He explains that the personal usage of LLC money counts as part of one’s gross income, whereas other expenditures are not considered income. He also talks about potential tax liabilities associated with transferring assets between accounts owned by different family members.

John Jay further discusses the concept of beneficial interest and clarifies how transferring money between family members does not lead to tax liability as long as the beneficial interest does not change. Furthermore, he discusses the utilization of corporations as tools to protect one’s assets and avoid unnecessary tax liabilities. For instance, one can sell their personal assets to their LLC to legally circumvent certain tax liabilities.

John Jay also responds to inquiries about LLC ownership and control, advising that one can register their LLC as member-managed to avoid potential issues with banking institutions. He suggests that using an LLC for larger transactions can provide protection against the scrutinization of such transactions by tax authorities.

On the topic of property rights, he explains that individuals inherently possess these rights, even though many are unaware of them. Finally, he clarifies that tax liabilities can be avoided as long as money retained in an LLC is not used for personal purposes. He advises against becoming an employee of one’s own LLC, arguing that it complicates matters and creates unnecessary liabilities.

P27 – Debt Collector LVNV Second Example How to Respond to Lawsuit Watch Now

This tutorial presented by John Jay serves as a guide for responding to a debt collector, particularly when facing a lawsuit from a third-party debt collector like LV NV Funding. He emphasizes the importance of understanding the technicalities of such situations and recommends the viewer to make themselves uncollectible, presuming the debt collector wins the case.

The tutorial walks viewers through a creditor complaint from LV NV. John Jay shares his screen and discusses various aspects of the complaint such as the court title, caption, and summons, giving a detailed understanding of the document.

In response to such a complaint, the options available to the defendant include filing a responsive pleading or a motion to dismiss. The latter is preferred according to Jay, as he believes it challenges the lawsuit more directly.

The tutorial proceeds to scrutinize the content of the complaint, including LV NV’s claim of ownership of the account and the lack of supporting evidence. Particularly, Jay underlines the absence of a valid contract and the necessity for the plaintiff to prove the defendant’s signature on the alleged agreement.

Jay also notes the presence of an arbitration provision in the contract, and explains the importance of determining whether it is binding or optional. He presents the motion to dismiss as a strategic response to challenge the complaint, sharing a sample motion that cites specific arguments against the complaint’s claims.

Finally, John Jay touches on affirmative defenses and the significance of early jurisdictional challenges. He also mentions subsequent steps in the legal process, such as discovery and potential summary judgment, reminding viewers to prepare thoroughly for these possible outcomes.

P28 – Demonstration Paul Pantone’s Fuel Reformer — Plasma Reactor Watch Now

This video provides an in-depth demonstration of a fuel reformer and plasma reactor by its developer, Paul Pantone. Aimed at consumers, Pantone discusses the design, construction, and operation of the reactor, showing how it decreases the need for fuel and can be used for applications such as powering homes or equipment more efficiently.

Pantone walks viewers through a diagram of the reactor and explains the process involved. It starts with any type of combustible liquid being thrown into a bubbler, where it’s mixed and vaporized via an engine vacuum through a heat exchange reaction. The hot engine exhaust heats the cold fluid entering the bottom of the heat exchanger, creating a plasmic effect similar to a lightning storm.

The demonstration proceeds with Pantone showcasing a generator unit he bought from a rental facility in Missouri. He explains the importance of grounding the reactor, sharing anecdotes about the unexpected electrical disruptions it can cause. Pantone further demonstrates the device’s workings, explaining how it works with an assortment of fuels, including cooking oil and water.

During operation, Pantone explains, the reactor’s RPMs climb as the fuel inside becomes lighter, racing the engine. The reactor output is rich in oxygen and hydrocarbons, contrary to the usual combustion process where oxygen is used up. Pantone suggests that the reactor could potentially be used to power a household or other applications, and discusses the extensive research and testing that has gone into the reactor’s development and improvement.

In summary, the video is an informative demonstration of a plasma reactor and fuel reformer developed by Paul Pantone. Designed for consumers, the device can use an array of fuels and dramatically decrease fuel needs, possibly making it suitable for various applications such as powering a home. Pantone’s extensive testing and research affirm the reactor’s viability, even though further improvements and research are ongoing.

P29 – Dismissing a Creditor Lawsuit – Watch Now

The video, presented by John Jay, serves as a comprehensive guide on how to respond to a lawsuit from a creditor, particularly focusing on a case of a bank suing for unsecured credit card debt. Jay emphasizes that the methods discussed can be applicable to various civil lawsuits.

Initially, Jay explains the importance of responding to a summons, an order from the court requiring appearance in a civil case. Ignoring it can lead to a default judgment, essentially agreeing to the allegations uncontested. He then delves into the specifics of a case involving US Bank National Association and Ilan Financial Services, scrutinizing the legitimacy of their relationship and the bank’s standing in the lawsuit.

Throughout the video, Jay highlights several tactics used by creditors, such as …….

Jay also discusses the importance of understanding and questioning the details of the complaint, like the …….. He points out inconsistencies and generalities in the lawsuit’s documentation, suggesting strategies for challenging these in court.

The speaker further advises on how to craft a response to the lawsuit, emphasizing the need to question jurisdiction and to present a meritorious defense. He underscores the necessity of due diligence and proper service of the lawsuit.

Finally, Jay touches on broader aspects of the financial system, criticizing the practices of banks and the legal system. He encourages viewers to be vigilant and informed when dealing with such lawsuits, suggesting that understanding and challenging these legal intricacies can be an effective defense strategy.