0:03 Hi, thanks for joining me, this is John Jay, and today is September ninth. 0:06 It’s Thursday, and I’m recording this, this video in advance of the live Thursday that I normally do. Because I wanted to make that available, so that you guys can take your time, look it over, listen to what I h…

Hi, thanks for joining me, this is John Jay, and today is September ninth.
It’s Thursday, and I’m recording this, this video in advance of the live Thursday that I normally do. Because I wanted to make that available, so that you guys can take your time, look it over, listen to what I have to say. And then I’m gonna make this into two parts, so that we can then discuss the content that I’m covering here.
So, I want to introduce the reason why, and the how to and the application for the use of the Private membership Association. We have a lot of questions with it, you guys pretty much take my word for it. So I wanna give you the background and more understanding as to why I’ve chosen to use it in this way, but where I really got this information from his way back in the nineties and I didn’t even recognize it back then as what it, what it is now.
But I just watching, my own mother explained, Do her work, OK now she was professionally she was a healer but you can’t do that. You can’t advertize you’re going to be a healer in this world, in this country and the way things go. So she actually had to do her healing work privately. And the way she did it was, she became a massage therapist, and she got a license for that.
And then she did her normal massage therapy business, but her core business really was private, and those patients, or clients.
she treated privately, in fact, she even had a nice network of relationships with physicians and where she would, you know, refer people out, that she couldn’t handle. Or that she needed extra help with chiropractors.
You know, other people that, um, we’re outside of her immediate work, Now it was just herself. It wasn’t like she had an office and lots of people doing the same thing, because not everyone can do the kind of thing that she did. She would actually heal people, and I can’t explain all the little details, but basically, her front, as we used to call it, her front, was being a massage therapist. And it really didn’t dawn on me until probably.
I don’t know, maybe the early two thousands, that it was a PMA, but she never said that. I never looked at it that way.
And as I did more research, because part of my problem was in the obstacles I’ve run into over the years has to do with the work I do is considered reserved for people who are members of the Bar Association.
And so, if I do that work, and I’m not careful about how I advertize, or I’m not careful about, you know, how I interact with, with clients and members, then I can have problems with the State Bar, Many of them, so, I’m cautious about that.
But the State Bar itself is a private membership association, as you’ll start seeing when I explain this, So I’m just saying It was it was in the early two thousands that I started seeing this for what it was, and I never really called it that I continued doing the work that I do now, or I did back then, and I was solving problems. And literally, I mean, I’ve worked thousands and thousands of individual cases, mostly for consumers There’s a There’s a large segment of that. That was small businesses.
But, anyways, it wasn’t until maybe a few years ago that I started actually saying, OK, guys, let’s designate a private club or private association, or a trust organization as the owner, and here’s why, OK. And so, you’ve heard me say a few things about that. I’m just going to restate that somewhat here.
Basically, what I want to do is, where someone has an individual liability, let’s say individually, if, if I invest money somewhere to make a profit well, then I made the profit, I can’t, I can’t say that, I didn’t make the profit.
I can’t say that company over there made the profit and hasn’t yet paid me a dividend, right? So, I can change my relationship to, that, my investment I made, right? We do this all the time.
We open a stock account, right, and we get, we have a tax liability when we get a dividend for the most part, or when we sell.
So, um, so, I’ve been doing the worked this way, And then I just started telling everybody, OK, look, this is what physicians have been doing, as I discovered, in the last, let’s say, 15 years or so, to organize their practices. So they can actually heal people, ironically, and so physicians were doing the same thing. my mother was doing, except for those guys were paying like $25,000 from what I understand. Tens of thousands of dollars.
And I think sometimes, when you hire an attorney, I shouldn’t say sometimes, most of the time, when you hire an attorney for something, they have a tendency to write themselves into your, uh, operations, OK, because that’s kind of their bread and butter. So they want to: they want to be involved with and sometimes I mean maybe they did.
Don’t do it deliberately, maybe. They just don’t care but I think they create a situation where they’re needed.
And I think that’s why they charge so much money for PMA documents.
and so as I looked at this over the years, I realized, Well, I was already doing this, and I don’t need a document, because the way I already was already doing it was just creating an association with my client, in a way that his ownership interests, and all the liability associated with that were being conveyed into an association that precluded him from individually having that liability in the future. And I know that probably sounds cryptic. But it works like this.
So if I have the liability, well, chances are my neighbor or my friend or my, my brother, for example. My brother doesn’t do what I do. He’s in a completely different state.
And if he and I got together and then put some money on the table and we didn’t investment collectively, that investment can make all kinds of profit, But he and I together own that investment. He and I together aren’t taxpayers. We never filed a tax return. We never signed a commercial lease agreement, we never do anything jointly together. And so to that extent, we were innocent.
Now, you’ve heard me use this term, Innocent Party. OK.
Well, really, my brother and I are as a matter of nature.
We are members of a private membership association, and it’s private, because not everybody can be in it for the most part, right? I mean there’s there’s some criteria. There’s some limitation limitations.
So my brother and I are already a PMA, did I? have I have to have a document for that? Nope, not at all. So when I started realizing that, I was like, OK, well, fine then. Let me just start using.
What the client already has.
So let’s just call a client’s family, his private membership association.
Or if he comes to me and says, hey, I really want to bring in my partners on this deal and there’s 2 or 3 of us, I’m going to write that into the contract. As a private membership association, even though he came to me and said, this is my partnership. This is my, whatever it is.
It’s still an association. So let me give you a couple examples of that.
A private membership association would be something like the American Medical Association, right? A group of professionals. Now, not everyone can be in that. You probably have to be a physician. You probably have to be a licensed physician in good standing. You probably have to have an insurance agreement or bonding, right? I don’t know what the criteria are.
American Heritage Society, OK, any professional association is exclusive or the nature of the profession.
Were, many of us are familiar with homeowners, associations. Now we think of homeowners associations generally as that corporation where the board of directors and they make all these rules. And then a lot of these guys are are psychotic or whatever, and they, and they, you know, police you, because your graphs are too tall. Or something like that. And they’re, you know, unreasonable and things like that. Well, the, the actual homeowners association is includes.
People that own homes, even renter’s by the way.
It includes people that own homes in a neighborhood that is the homeowners association. It’s the list of those who own homes in an area that may be considered one neighborhood, or a series of neighborhoods that are clustered together. So, that’s an H away.
Whether or, not it’s run by a corporation or a board of directors. And, if you’ll notice, if you look carefully, you’ll find out that the h.o.a.s are unincorporated, meaning they’re not registered anywhere.
It’s just an H O a is a description of people in a neighborhood.
So then we get confused with the actual corporation. That calls itself a homeowner’s association where it’s actually not, it’s actually a corporation that’s registered with the state and I’m going to explain what the differences here briefly.
So the H.o.a.s a great example of that. Of course, another example is any fraternal Association. You guys have heard of the Secret Societies, right? The masons and all this stuff that freemasons so.
But families are also unincorporated associations. They don’t have to be, but they are as a matter of nature.
Most of them are, and I’m, it’s a pretty safe bet that when I’m working with someone, I can, I can make up a name and call it whatever I want. I can make up a name. And if someone asked me, what’s this, I can say, well, that’s his family.
Or he can say, that’s everyone in my family, or, you can say, that’s every one of my neighborhood drives or red car, or that’s everyone that I know in my lifetime.
That is right handed whatever. OK, It’s everyone on my Facebook list, who likes me?
So you can see that there’s this wide range of things.
Now you’re starting to notice I think a lot of news articles about businesses that are being harassed with the Know what.
And some of them have figured out that they can actually operate their business as a private membership association and call it different things, so it doesn’t have to be exactly a PMA, but it just has to be private. And there has to be certain criteria. And again, the PMA doesn’t need to be a document.
This is the power of it.
It’s literally an Association, Now, certainly, if you have a governing body, you can certainly do that, and you probably should do that in some cases. In a Governing body.
Should be chosen by the members of the association to serve their interests, right.
So this is where we have an election or voting and then you have articles where they start outlining. who has what authority. And everybody votes on it, and it’s more of a democratic process, OK.
So let me just, um, this might be easier as a guide, stop rambling on here, but I’m gonna switch over to a little 13 page brief. You guys have probably seen this before, but I’m gonna share my screen here.
Let’s just cover this. There’s two documents.
one I want to cover with you this one Is you know Yale Law Journal OK, and they’re talking about exclusion from private associations. So what what really makes a private Association?
Well, it’s what you exclude I mean, yeah, It’s it’s what defines the Association, but it’s also important as to what it is going to exclude OK, it has to exclude something, it has to exclude members it has to exclude those who would want to be members, but but don’t qualify it has to so that’s why why a family is great for that because it’s all, it’s automatic.
There’s nothing you have to do, right? Not everyone can be your sister, OK? So I just wanna scroll down here, and I’m gonna post this on The ace of coins, and I’m gonna also put this in the members area, so you’ll have this document.
Of course, you can probably find it, if you search on the internet, you see here.
And you could search on the name.
I’m 74.
But anyways, I want to scroll down a bit. I made myself some notes because I want to make a couple of points here.
So, if I look down on page 13, 15, here, I want to the year 19 65.
So, it’s been around for a long time. I mean, this has been around for centuries, really. This whole idea, centuries.
This is what was ruled in this case and you can look it up, OK, so if you look at Harris versus Thomas, and there’s footnotes down here you see if you guys wanna do some more research here you go.
You ask me all the time where I can find more research about this, PMA that you’re using.
Alright, so here’s what the Court said. A voluntary association has the power to enact laws.
Hold on a second.
A voluntary association has the power to enact laws.
Of course, it does.
This is why I explain. If you If you call me up after I set up your organization and you said, Hey, John, can you set up an organization to manage my crypto investment or my stock portfolio or whatever?
And so I do the things, and then you start thinking about it and discussing it with whomever, and then you call me back three months later.
And you say, Hey, what else can I do with this thing?
I mean, can I can I decide like what can happen to property if I die or something, or something happens to me is what is commonly asked of me.
And of course, that is the whole idea behind a PMA, and this is a great opportunity to introduce you to the concept that you can actually manage your estate outside of the Court system.
Because I think the court system really is expensive, I think, and also it exploits people.
It takes advantage of people. It’s, it’s not necessary.
If we take matters into our own hands and we take responsibility and decide what things should be done with our property, or the wealth or the treasure we’re creating.
We can bring our family on board with that while we’re alive, and we can literally, right are probate proceeding.
If you want to call it that not really it’s not really probate, but it’s and it’s an estate plan, we can write that with the PMA.
Now as you’ll notice, when I name a PMA in your documents, that’s all I’m doing. I’m just naming it. I didn’t give you a set of documents.
You don’t need a set of documents for that, because as I explain always the PMA already exists, but it’s very, extremely powerful.
OK, it can act, enact its own laws, but check this out, it gets even better. OK? Governing the admission of members, of course, membership there, and it’s a privilege for which the society may accord or withhold, as it wants.
with, with which a Court of equity will not interfere. What’s a Court of Equity?
Family court.
Um, your State court it’s been taking your property for decades and decades.
OK, those are quarts of equity but they are not going to interfere with the Articles of Association of a private membership association unless you ask it too.
And I’m going to talk about this in a second.
Even though, the arbitrary rejection of a candidate may prejudice, his material interests, basically they can do whatever they want.
Now, there’s some exceptions, OK?
Operating or working within private membership association or a private club.
An unincorporated association, it’s private.
Has limitations such as if you’re if your activities are doing something that some they call it.
What’s it called?
Immoral that there’s another term that’s been years, I’ll have to go off to think about that. but basically, if, oh, here’s what it is.
The term is if the members of the association are involved in something that is substantively evil, then the state can get involved. The police power can get involved.
Otherwise cannot, all right.
A church is a private membership association, now churches are pretty much open to people can walk and things like that but there is an aspect of the church which is most of the church, which makes it a PMA by its very nature.
OK, so as a school, Now, public schools are not ….
Mean, I guess, I probably couldn’t make the, you couldn’t make the argument because a publicly funded school, as you’ll see here, is a subject to the statutory, are compelling interests, let’s say, at the State. But you can have a school that, in fact I set up two of them the last couple of years that were … and that, FEMA is kind of dependent, it’s not, it doesn’t depend on the document, that you, you have that governs it. What matters is that it operates as a PMA. The people involved are actually managing it as a PMA, but if they don’t, if they if they go into the Court and they ask for permission for something, or the PM Itself asks for a license to operate from the state will then you kind of ruined your PMA OK if you register a professional, LLC or professional association with your state.
If you register it with the Secretary of State, you’re losing the exclusivity of the membership.
Many times, this is very beneficial to the state police power, when I say police power, I’m talking about like your regulatory agencies, your code enforcement, your health, health department, your osha state agencies, right. Things like that. The Liquor Licensing Bureau, business Licensing, OK, these are all regulatory bodies.
And they do rely heavily upon professional associations to regulate themselves.
Because the state agencies, I mean, the employees of the state, the elected officials, or whoever that write the laws. A lot of them don’t have areas of competence in these associations or in these industries. So they rely heavily on the associations to impose their own regulatory conditions for the members within that association.
And it works really well. It does work really well.
Even courts, and I’ll get into the second in a second here.
I’m gonna see if I can remember where, where this was.
Yeah. Even the courts are going to yield to a decision or rule of an association, rather than issue an order interfering with that.
See if I could find where I was. I was looking at that.
In any case, I don’t want to I don’t want to stare at the ceiling, but anyways, if you’ll notice, there, they’re mentioning here the American Medical Association, right?
Here, judicial intervention.
It seems justified in exclusion cases involving associations to which the State is formerly delegated regulatory authority. It’s just what I just said. It’s just there a way of saying, OK, you can go look this up.
In footnote 45, basically, judicial intervention seems justified in exclusion cases involving associations to which the state has formally delegated regulatory authority. What does that mean? Well, I registered for indemnification with the Secretary of State.
I registered my articles of my association with the Secretary of State.
I’ve given it I’ve taken it every time I’m receiving a benefit now.
It’s a benefit of what’s known as indemnification from the state.
And this taking basically come in there and impose certain rules above and beyond what I would normally do as an association.
The argument for intervention, of course, may seem weaker than no formal delegation of authority exists, and formal ties between the association of the state may be just as significant as those established by legislative enactment.
Even in the absence of formal delegation, a strong society may exercise effective regulatory power over profession, And the state is going to yield to that.
You’ll see here, a state legislature, well, let’s see a strong see, OK, a state legislature faced with the need to enact legislation in a short period.
Cannot consider extensively varying professional viewpoints concerning regulation of the profession.
Instead, the legislature relies heavily upon the associations, or the assumption that internal differences among members of the profession have been resolved within the association itself.
Therefore, an association may have been primarily responsible for drafting and amending the state’s licensing statute.
That’s what happens, you guys know that.
The Association being regulated, writes its own regulatory framework.
Why are we letting this happen?
Why are we letting people that are not qualified?
Regulate our lives. I mean, granted, there are people that are qualified to regulate certain things and they should. But why are we allowing this overreach? I mean, just think, family court, for example.
You can’t work that out with your spouse. I mean, people come to me and sometimes I don’t get in those. In those cases, I don’t like Family court things. I don’t mind taking a few things that involve judicial process.
But, but some people asked me, you know, they’ll mentioned something like, well, I’m getting a divorce because sometimes it becomes part of the conversation. We’re talking about money.
And if I’m asked, I’ll, I’ll recommend this.
If you’re getting a divorce, um, try to, if you can come up with an agreement as to what the terms of the divorce should be. You probably had somewhat of an arrangement or an agreement when you got married. So, there should be something similar to that.
Regarding the divorce and a lot of times it concerns property and property rights and custody rights and care obligations with the children there are children. But that’s what you wanna do. If you’re gonna go to the court, I mean, sometimes you can avoid it, one spouse wants to do it. Maybe you don’t want to do it, but you have a marriage license, so really, the state has some saying what you’re doing.
There may be, as other, some, some other criteria that give the state a compelling interest.
Compelling interest means an obligation to act, OK, Usually by the state.
What I recommend is that the, the couple come up with what they can agree upon, what they can stipulate to, as much as possible. 1, 1 line terms might not big paragraphs, but like, we agree to the following 1 2, 3, 4, 1 line each.
And and it would be a list of stipulations, OK, and that would be part of the De for divorce decree.
And if you are having to go to the court, you can ask the Court to, to memorialize those terms, and that would, that would divest the Court of involvement over. Those matters. If you can already stipulate to it before you go to the court, where most people, what they’ll do is they’ll go to a divorce attorney. They’ll say, Please help me with their hands like this, Please help me write. Well. The divorce attorney is going to be OK, You know, is a lot of billable hours. I mean, really, that’s what they mean, these things last years.
Decades, the horses’, as you as you could imagine.
So anyway, you can take responsibility for your life and you can, you can govern what happens to your treasure that you’re building up your estate if you, if you operate as a private membership association.
An association may have been primarily responsible for drafting and amending the state’s licensing, right? As a matter of practice, the State Licensing Board may be composed of associations, officers that happens. You guys know that in such a situation, et cetera, et cetera. So, I’m not gonna go read all that stuff to you, but you get the idea.
So, here we are on page 10, so I didn’t bore you with reading everything out, but if you just go through, you got plenty of research here.
If you have access to a law library, where there’s some, any library where there’s some books, the kind of books you want to look into would be things called Corpus, Juris secundum, American Jurisprudence, um, there’s your state version and your federal version.
You can also go back and look at legal texts from England.
OK, there’s some pretty good ones and a lot of this stuff comes up right out of England.
If you want to find some more sources go way back to the Law of Nations.
That is, it was compiled by a Frenchman named Battelle, I believe it was in 1700, that it was compiled and published in 1700.
What’s on the Internet for free? It’s about one thousand pages, You can Google it. You can search however you want. Look for the Law of Nations PDF, alright, or …
to tell as you are person that’s associated hit, that name is associated with it. It’s not fun reading, but it’ll give you the research that you guys are asking me for so anyways.
Yale Law Journal, harit’s Nice Foundation, if you guys want to check it out.
It’s a lot of power and that requires some responsibility. And you guys, I think, are well suited to handle that.
I’m gonna get rid of this here.
I will give you this, assuming you didn’t go look for it.
I’m gonna post it with the video that I’m doing right now. So, here’s what we’re left with.
This is what I’m using it for, unless you asked me. Otherwise.
If you asked me for something like an estate plan, then I’ll be happy to write.
Usually, I end up with about a page or two of articles, leaving you with the ability to do whatever you want.
You know, I don’t want to deliver finished document, like people sell trust organizations, that’s just not my, I don’t know. I don’t want to do it that way, OK.
So, I like to solve a problem or provide a solution, you know, for some type of plan or something like that. I’m not going to tell you everything on how to do it early, want you to learn.
So in any case Gemini Crackin, Coinbase, OK, these exchanges, they have all these, um, no application requirements, and they do make it a difficult time for people that are using …, All right.
It’s a new creature for them.
They don’t need to know all this stuff, but they have certain regulatory compliance requirements. And as you know, with the LLC documents I give out with all the LLC’s that we set up in. There I have what’s known as a BSA bank, Secrecy Act, compliance memorandum, right.
Put a little bit a memorandum of law, and they’re trying to explain to third parties like Gemini on whatever, that they don’t have to ask about the PMA, now they are still going to do it.
So let’s just not see here’s what’s nice about what you’re what you’re seeing here with Gemini, Instead of saying, instead of Gemini, like the bank saying, We don’t like him, is, Go somewhere else, Right.
Or, or add yourself as an owner, Then we’ll deal with you. That’s not right. Gemini saying, Well, can you tell us more about the …?
So here’s what I’m suggesting.
The PMA, you know, it has a name.
So certainly you could give the name. But remember I’m gonna make a comment here at the very beginning that I want you, I just want you to take this to heart because this is the truth of it.
Even though I’m going to answer these questions, you don’t have to.
But again, it’s kinda nice that they are asking, because are willing to open your account. So to that extent, as you see, I do have an answer here that really doesn’t answer them, but it’s just going to let them know that, hey, everything’s good.
You can open the account.
All right.
Now, the private membership association does not need to have a mailing address.
Do you and your brother have a mailing address together?
Likely not, OK, do you and 14 other of your family members have a an address together? Likely not.
So, why would you come up with one just because they’re asking, if you have one? No, you’re not required to have one. So, just, you could say, Look, see the address for the authorized signatory of the LLC. And there’s a reason why I’m saying it that way.
Yeah, OK.
The primary contact, again, it’s the person that’s signing for everything, the site, the signer for the LLC. So here’s what I tell him.
And respond to all these questions, OK, I’m just gonna come down here. I’m just going to spell it out form.
Please be advised that the private membership association, I’m sorry, going to read this association is not an account holder and not an applicant to become an account holder.
The Bank Secrecy Act, compliance memorandum explains your legal rights and obligations regarding this matter and you have no legal duty to investigate the owner of the account holder, which is illegal entity that has already provided you with the required records. Now, I just mentioned this document here. I’m the only one that has a document with this, that you’re only getting this from me. So, there’s no thing they can go off and look out on the Internet to find this out, Now, they can. If they want to read the document, they can look at the legal references, and certainly, they can get that memo.
In fact, that’s probably, it’s probably out there somewhere.
But anyways, I want to make it clear that the PMA is none of your **** business S, not an account holder.
And the signer is not even the account holder. But yet, the seiners provided all the information for Know Your Customer Rules.
And so has the account holder, including the, the Articles of its Association, the LLC, OK?
That is legally sufficient for whatever, so I’m telling them that here, in the first paragraph, but I’m also gonna go ahead and say, I’m gonna answer, I’m gonna say I am permitted to tell you a couple of things, however, Now, if you’ll see, it’s not exactly what they want to hear, but I think they’re going to be OK with this, because over the last few years, we’ve been telling them versions of this, and they seem to go along with it, so I’m permitted to provide you with the following information regarding your request.
The association is established by the manner in which each member of the association associates, with every other member.
For example, as an a family, mother, father, children on uncle, Brother, sister, et cetera, there are, of course, no written documents establishing these associations because they are created by nature.
The membership may also consist of members of membership who share something in common.
For example, attending Bolling Club every Tuesday Evening or all Facebook followers, any records would include text messages, birthday or holiday greeting cards, itineraries for social events, such as vacations and parties, and, of course, photographs and video graphic records, such as family photos, or screenshots, that take place during normal interactions.
As people do, hopefully, the members are able to retain these records for a lifetime to continue sharing with each other.
Yes, the members are personally known by the signer for the LLC Institutional Account Applicant.
The LLC is the applicant.
Of course, members do not pay dues, and usually mom and dad exercise the authority to make the rules and decisions.
Now, certainly, you know, a PMA can be a business. It doesn’t have to be like I’m saying here, I’m just this is an example of how I normally doing this for people.
This association does not engage in any business with anyone, but it does have property rights.
You don’t need to know what they are, and collectively, the group itself has property rights. I’m not saying Uncle Bob has property rights. I’m just saying the group itself.
It will never exercise those rights. How are they ever going to agree on one thing to do a thing, and do they even care what you’re doing?
Do they even care? all of your family members care? That you just created a name for your whole entire family? No.
But it suits the purposes of what we’re doing here. The PMA does not have an address, but you have been provided with sufficient contact information for the account holder and the authorized signatory. So now they are trying to cover their behinds on this.
What are the stipulations of your membership?
OK, we stipulate to love your brother love your sister, your mother and father encourage each other and support each other through difficult times. Of course, these are not stipulations, but how moral people associate with each other, we can only hope to behave this way as we go through life. And if there is any rule, we might all try to desperately follow.
Do unto others, right, what what you would have others do unto yourself.
Now, I’m not trying to be a smart-***.
This is for real, this is what I had in mind when I first started explaining it this way, several years ago.
So I just made up a number here.
How many members are in your family? Yeah, about 47 as of this date.
My sister might be having a baby, right? I didn’t say that here, but you know, you get the idea, you can put 147.
All right, probably couldn’t put 10000 though.
Um, then what other activities?
Well the things that members of a family normally engage in, activities of members of a private club.
If you’re calling it a private club, you might say well the private club members there’s 12 of us.
And you know we meet it on every Tuesday for bowling or something or we go on whatever events.
We, you know, do picnics holiday parties, camping trips, et cetera, and things like that. So you can use some creativity here to describe this …, because really what you’re saying to them as none of your business, that everything’s cool.
And you can deal with us. All right? So the last thing here is you’re going to indemnify them as what they’re asking you to do. I’m going to say, it’s not problem.
And my pain it’s not a problem. So, we’re going to make an agreement here that we’re telling the truth.
And then we’re gonna make a separate thing here that we agree, basically, we’re indemnifying them. We’re saying, Look, we’re not. we’re not dealing with anyone that’s been, you know, on the terrorist list or been involved with money laundering, right.
Who knows what even that is. We don’t have access to that.
So we’re just saying, yeah, we’re not want to deal with those people to our knowledge or whatever, so they just want you to sign this, and they want you to sign this, and I think that would be just fine.
Maybe that was partially entertaining. I’m not trying to be funny.
I’m really literally being pragmatic here, It’s another business who the owner of my LLC is just because they can’t see now that it’s an individual human being. Everybody freaks out, CPA’s freak out, attorneys break out, they don’t know what to do. And So account holders freak out because their attorneys freak out.
But hey, We have property rights, and we have the right to use them in a certain way, And we can, we can, we can manage risk How we choose as long as it doesn’t adversely affect someone else. OK, or Prejudice someone else has exercised his rights. So, I hope that helps and I’ll give you these two documents. I’m gonna, I’m gonna upload this video shortly.
So you’ll have this today.
And then Definitely, next week. Let’s play it on unless someone else comes up.
Let’s plan on doing maybe a Q and A over the subject.
Thanks for watching.


1. John Jay is providing a discussion about Private Membership Associations (PMAs) and how they can be used to protect privacy and manage one’s estate.
2. He recounts an example from his mother who operated as a healer under the guise of being a massage therapist to avoid regulatory restrictions.
3. His research indicated that PMAs offer a level of protection for those operating in areas reserved for certain professional bodies like the State Bar.
4. He suggests that PMAs can serve as a legitimate front for other activities, drawing from his experiences working with numerous individual cases and small businesses.
5. Jay discusses how private practices, such as those in healthcare, can operate within a PMA, offering them some degree of protection and privacy.
6. He also mentions that even investments can be managed within the confines of a PMA, ensuring that the members are not exposed to unnecessary tax implications.
7. Jay suggests that the power of a PMA is in its nature as an association, which can, by design, operate outside the traditional frameworks of corporations or homeowner associations.
8. He then dives into the legal side of things, suggesting that PMAs can even operate outside of the Court system and, in many cases, are not subject to interference by the courts unless requested.
9. Jay also brings up the fact that certain private, professional, and fraternal associations can utilize the PMA structure to their advantage.
10. Finally, he explains how PMAs can also provide protection for financial assets and transactions, including those involving cryptocurrencies, using the example of opening an account with a cryptocurrency exchange.

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