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Huh.
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Hello, this is Sol Lukman It's my pleasure to welcome you to conversations on Sol Lukman uncensored, sponsored by Snoozed to awaken dot com resources for Lucidity.
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And I'm also on sub stack at ... dot com, so please check out my worlds there.
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1:51
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2:04
Today, it's all like my uncensored, welcomes one of my favorite content, producers flying under the radar, as it were. John, Jay Singleton, of the at Privacy Fight YouTube channel, modestly bills himself as an quote, entrepreneur of 30 years working with small business owners, professionals, and consumers and managing financial risk.
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But what this somewhat vanilla description doesn't come close to conveying is that the guy is an absolute genius when it comes to smartly and safely navigating the ins and outs of the monetary and legal systems.
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John Jay, and I aren't, we're not financial legal or tax advisors and nothing in our conversation today should be construed as anything, but for purposes of education and entertainment, that said, buckle up.
2:47
Welcome to solve one uncensored. John, Jay, I can't tell you how much I've been looking forward to picking your fine brain with an audience. Thank you, so I really appreciate the chance to talk with you.
2:57
No, I came across your work.
2:59
I'm gonna say a few years ago during the C 19 fiasco, I think you were on a couple of episodes with Peggy Hall, mm, the Healthy American. and you were looking at ways of kind of, you know, combating the tyranny and all that stuff going on, and it was very fascinating, So, I began, I began.
3:22
What ended up being a very lengthy exploration of your work, and I have to say, it's just absolutely amazing.
3:31
I came at some of what you've been doing from a long history of looking into different types of freedom and sovereignty strategies and movements going all the way back to things like we didn't mention in the early two thousands and stuff like that when, you know, all this stuff was kind of percolating and whatnot.
3:49
And I, I've found your your approach to be like refreshingly aboveboard and, you know, non arcane. You know, there's not there's no gobbledygook. It's all kind of, in the statutory world. It's navigating the system, as it is, and being in playing the game very smartly And I thought, Oh, Finally, someone is just teaching people how to, how to play the game.
4:14
So, I look at the statutory system, you're describing, they're referring to it as a tool just because you're going to use it.
4:21
It doesn't make you one of those creatures, That's where a lot of people don't understand, They think that we cannot use corporations, because that makes it was like, no, if I use a lot more to cut my grass, it doesn't make me alarm, or, I love that. Yeah, So corporations are tools, and sometimes I use them, you know, and then I just focus on property rights. I don't care what the statutes are. I under, I understand them, so that I can avoid liability statute, was a lien, or a claim.
4:46
So I want to make sure that I'm not going to use or rely on a statute to get permission to do something that I already had permission to do.
4:53
And I'm going to change my property rights in a way that I don't have a liability, that the creatures in the government might conclude I have.
5:02
So that a lot of people are interested to know how in the heck can I run a business and make lots of money and not have any tax liability.
5:10
And it's the way you do it is you just simply structure your, the way you're using the property, the income, in a way that does not create a taxable gain by their own definition.
5:21
It's not complicated.
5:23
It really isn't, I mean, a lot of people want to make this kind of thing super complicated, and they're all of these different strategies out there, and super complicated, often. Very, very expensive to setup and maintain. And what you're doing is creating kind of an elegant solution for a person, or a business, a group of people that could come together to do things without a lot of paperwork and a lot of just dizziness.
5:50
I've even had it so simple that many times. Someone will be referred to me and I'll get them on the phone bills and my friends, and colleagues, because of the scenario. And I'll give you a typical example of that, and I will answer the question. I will tell them their scenario, I'll explain what the legal rights aren't things, because their attorney doesn't do that. Their attorney will scare them. So the higher the attorney and then pay him $10000, and then he will end up where you would have been, had not heard the term.
6:15
So the typical call I get is, I'm being sued by let's say, my credit card company is suing me personally.
6:22
Right. So, of course, let's say they went away because you know, we gotta fight it, whatever, doesn't matter. So let's say the credit card company wins.
6:30
And so any money that that person has, even in a business, even a separate business, is subject to levy for his own personal debt, and you would think, well, if I set up a company, it's not separate from my own personal debt. Yeah, it is, but not by default. You have to use the company for what it was intended. If you just go to your accountant and ask them, what do you do? He'll, he'll just set up your company, so he can do, is accounting job better? He doesn't care about your risk management.
6:55
So here's how simple it. As I asked them, a person will say, Yeah, I have a business. I'm painting. I've been painting service, right?
7:02
And it's an S corp, OK, it's an S corp who owns a company, I do, you own all of it. 100%, OK, Here's your problem. Your first problem is possible litigation. If you want to defend yourself, you're gonna need to hire an attorney because you don't know how to do all this stuff. Right?
7:16
So that right there is going to cost you money and then in the end, he is going to turn you over to the plan, you're gonna end up paying them somehow.
7:23
You know, Are you gonna, He's gonna say it was Buddy to do a bankruptcy because as always, that guy knows.
7:29
So your ... is the first thing.
7:32
The other part of it is because you have exclusive ownership in the company, it's a sitting duck, so whatever the company is making, you can be for your salary to be $50,000 a year that your company is making $2.5 million.
7:43
That creditor's gonna want to step into your company and take out whatever money it claims you and not have to wait for. it, not have to wait for your paycheck to, you know. Pay over 20 years And it will be able to do so unless you do one thing.
7:56
one thing, You don't need to argue it. You don't need to go to court.
8:00
You don't need a special purpose trust.
8:02
All you have to do is call up your brother and ask if it's OK if you put his name on the articles as an owner, now, that doesn't mean he gets any part of your company. It's just a name.
8:13
All right, so you amend the articles with the State.
8:16
It costs 50 bucks, typically you file an amendment to your articles of your company, your S Corp.
8:21
Once those articles are filed, it will preclude the creditor even if he wins from going into the company for your individual personal debt. The company is safe and secure now because the money the company is no longer owned by you individually is now owned by you and another person who is completely not related to the situation.
8:40
Yes. I've told many people had over the years, and Alito businesspeople are pretty smart, when I want to explain this, I can maybe have to tell them a couple of times a different way. And then they finally get it. And then they go, OK. So many articles, and put my my mom on there. Something. Yeah. That's pretty much everything. Yep.
8:56
And you can ignore the situation. There's a couple other things I feel. So that's the end of it.
9:00
Many times, they'll just say, Thank you very much. Have a nice day. And, I never hear from them because that is enough to solve the problem. But, really, this is how simple it is.
9:08
You change your property rights, and they can't be used against you to take your stuff.
9:13
It's just so It's just staring you in the face. It's just an amazing, I mean, we don't have to worry about being underwater or special estates that we're actually exempt or any of that kind of thing.
9:27
Look at kryptos people think kryptos are taxable, OK, good luck trying to pay your tax and kryptos.
9:34
If you can't pay your tax and kryptos, how the heck is a taxable?
9:39
It's, it's the dollars that are being taxed.
9:42
About real estate because you're obviously not paying real estate's analysts day. Oh, yeah.
9:48
I mean, when you sell the real estate, you get dollars for, because you're not going to pretty much anything else. Even if you've got something else, let's say you've got no gold or something, The government still going to say, Well, we're going to value that this date, on this Mike dollars, and so, they're gonna send you a bill for that. So, instead of taking in your name, you're not going to be able to change your town. Your 10 40 tax liability?
10:08
No. You're gonna, it's gonna show up, you're gonna. get a 1099, right?
10:11
What are you, all you care about? And that is if you want to illegally avoid capital gains tax on the sale of real estate. Before the sale, you simply pilot quitclaim deed, you have to file a record this because you cannot rely on the closing agent or your attorney because they will never do the right thing. They will say that well, and you'll be stuck in the end with the 10 99. Good advice.
10:29
Yeah, you want to convey the title. Now you have a legal right to do this because you're not selling it before the sale.
10:34
You're just conveying the title for state planning purposes, right? The beneficial interest remained the same. You still care about it. It wasn't your name before now. It's not But you still have the same interest in it. Right?
10:45
So you convey to the company. And then when the room, the closing takes place, the closing agent has no choice, but to pay the money to the company, and the company gets a 1099.
10:55
And just because it gets 1099, it does not have to file a tax return. That's illegal for it, not to file a tax return.
11:02
Whereas, if you did it, all **** breaks loose, right?
11:06
So now that you have all this money sitting over there, that's subject to capital gains. No problem there.
11:11
All we've done is make it deferred.
11:13
And how long is deferred for?
11:15
As long as you want it?
11:16
Right? That's basically, right?
11:18
You decide, because the tax liability comes when you file a tax return. It's not when you get an EIN, and it's not when you get an SSN. It's not when you sign anything except a tax return and follow the government. since the government, except your tax return, you have a tax liability. What does that tell you?
11:32
Before you did that, you did not have a tax liability. So what's happening, Polyvore?
11:37
So technically, this would not even be classified as tax avoidance. This is just tax deferral.
11:45
Yeah, you're not, you're not liable to pay the sales tax in El Salvador.
11:48
That's the view, right? Why would you be paying income tax on something that you haven't realized again for?
11:55
Like Kryptos, people think when they are kryptos about go up in dollars, the value goes up again, the dollar. They think that's taxable.
12:02
And their account ignorantly tells them it's taxable, and then it's not taxable, but as soon as they follow the inner accountants advice and file a tax return, claiming the value change is taxable, then it becomes taxable.
12:15
Who's going to argue with you, when you're saying, under penalty of perjury to the United States, with a five year prison sentence that you're lying that you owe tax on this, no one's going to educate you?
12:26
Yeah.
12:27
Wow. That's the problem. You're being tricked into doing something that's against your own self interests and you think it's the right thing to do.
12:34
Yeah, so people, people's own better cells are being used against them.
12:41
In many ways, you have the thinking that you want to do the right thing and tell the truth of the arts. And we all do, and we show and I'm not saying be dishonest. What I'm saying is you're being tricked into creating a liability for yourself. that never existed until you ignorantly did it.
12:56
Isn't that also the case with individual filing?
13:00
That is true about the individual tax return filing at 10 40. Now. I don't promote people not falling bodies. In fact, it turns out, promote that. But I do structure businesses so that they don't need to file a return.
13:10
I don't do anything with 1040, You want to do that, that's up to you.
13:13
But as far as the business goes, what I do is create a pass through, and then I use the business as a person to change the property rights and hold them outside of the person as a state, like my clients of state.
13:24
So that he can escape all these traps that have been set up for the money.
13:29
So that gives you clear title to your money, and you can do whatever you want with it.
13:33
That also involves probate, correct.
13:35
You can avoid probate this way. Yeah. I mean, you take things that are out of your state and they cannot be probated.
13:41
Like, OK, I've got one right now. I realize there's a there's a big demographic of men who are not getting married because they see that the, the woman is being subsidized and causing divorce or creating divorce or divorcing husband and taken out of stuff, right, typically doesn't always work that way.
13:56
And sometimes it's unfair, and many times it's unfair.
13:59
Well, that's because people get into those relationships. And I'm not saying a marriage creates that, I'm saying a marriage as part of it, but cohabitating, living with a two minute man and woman living together.
14:10
That gives the court jurisdiction, if one of the people want to go to the court and make a complaint, OK. You don't have to be married to have this situation.
14:18
So, what I created was, a post nuptial agreement doesn't, it doesn't involve any two people that are living together, but the Post National Agreement.
14:26
It removes all the channels property from the medical community.
14:30
Like, all the stuff in the household, as furniture heirloom, jewelry, appliances, electronics, all that stuff gets put into a, an irrevocable trust that's held inside the post national agreement.
14:42
And then we have a term in the agreement that precludes the Court from taking jurisdiction because we assign a binding arbitration process.
14:50
So whenever there's a dispute, it has to go through arbitration, which eliminates the entire body of legislative enactments that have been designed to subsidize divorce.
15:00
Amazing, and you just one contract can shake where you sort of call this divorcing, the State, right. Divorcing, the State. Exactly.
15:08
So I'm not saying divorce each other. I'm just saying you can divorce the State now. If you it happens to where you need a separation or something. Well, great. Now you have a chance to act like mature adults and work it out and with the help of a mediator, OK. And then that also would preclude the State and here's the other thing too.
15:23
that's the benefit of this is it precludes this the Court from taking your children and trafficking, which you all should be really concerned about, that we can do this with just using our rights. Or we have a contract, right. We exercise if we put it in writing, the court can intrude on our marriage or are living relationships.
15:45
Yes that's just so powerful and straightforward as can be really, really is, very simple.
15:52
Lately, I've been showing people that just came my attention.
15:54
OK, so I've been watching, I read this book, goes Surveillance, capitalism, I know about the mm Shawna zuboff, It's fantastic, very detailed. Very, very technical.
16:06
But she was explaining how, our data, which, you can't even possibly imagine what that means, I can, I'm going to get into that right now, but if I were to tell you about the DNC click down on every one of us, you'd probably on it, it's horrific, what they're doing, OK, you have no idea when someone's using his phone for anything other than a phone call.
16:25
It's just really being exploited. You should not be using your phone for shopping.
16:29
While you're drawing, of course, just never use it, except, I keep my desk, and so I use it for phone calls and texting. But anyways.
16:36
So, last thing is, OK, why is it so important? Why is all this data being collected? And I'm going to do the research I found.
16:43
There's a multi-billion dollar market cap in what are called data brokers with technology and equipment, hardware and software, and legal procedures and policies, OK, this is coming up and down all the states, by which organizations can collect your data collected, stored, and used for-profit.
17:03
Now though, they'll always say it's not for-profit but it is.
17:06
Now because it is valuable to these companies, we have to understand, this verifies what I'm gonna tell you, it is property.
17:15
So, my image appears on my driver's license is property. The question is, whose property is it?
17:23
If I don't make a claim on it, it's the states because it's on my driver's license. The state captured my image.
17:28
It's the state's property now. It's abandoned property yes, so how do I make a claim on that?
17:37
Well, I know Now, OK, I talk like that. I like it. So I learned that from the same. It's the same thing that your lender would do the same thing that you would do. If you're a songwriter to secure your intellectual property rights on the song you wrote a piece of music, you compose.
18:01
Muhammad, Ali's Estate. OK, Marilyn Monroe's Estate, these these all these people all know this, I think what I'm about to tell you.
18:08
So You describe it, OK, and you can describe it, you can claim it, if you haven't claimed it and it can be described, you've abandoned its property.
18:17
So what I'm suggesting is you describe it as private property. It's your private property, and you write it up in a security agreement.
18:24
The security agreement works just like your mortgage.
18:26
When the mortgage is recorded, I know we have mortgage statutes and things that have allowed foreclosure to take place or whatever, it covers that industry, but the mortgage instrument itself, the thing you sign, that is the law of the mortgage, the Lean, the claim on your property law, mm statute staple.
18:46
The court cannot get around it, That's why they foreclose on everything. Even if it's fraud. I mean, even if the attorney is coming there and commit fraud and enforce orange notes and stuff because they're not going out, they're not going to get around the statute stable. So to claim your property, you do the same thing. You right at the security agreement now the reason why it's an agreement is not because someone signed for it on the other side Is because some benefit from the use of your private property So what you describe it that way?
19:11
Then you claim yourself as the secured party you're the lender and the recipient that when you collected your data is using and storing it. Like for example your DMV or Google or Apple or whoever.
19:22
Amazon, OK, that's your debtor.
19:25
Hmm, hmm, hmm, hmm, hmm, hmm, hmm, So you write it this document and you file in your account, and you found the second Secretary of State.
19:32
So now you've made a claim and there's dollar amounts in there and there's liquidated damage.
19:35
And there are regular contract with, like, a royalty again, OK, I'm not saying you set this up, so you got to do somebody. You could if you wanted to.
19:42
But what I'm suggesting is you do this for just pennies that we can calculate what your likenesses or your likeness consists of your fingerprints, your image, where you walk, all these things are collecting about us, write your retinal patterns, that is all something that has value, and you can put a price on them.
19:59
Once you do that, the lien appears on public records.
20:03
And after about, I would say, two quarters, two accounting quarters, it's going to begin appearing on the balance sheets of all these corporations that are collecting your data as a liability.
20:14
So, to break that down for people, you're basically suggesting that, that this is a kind of resistance strategy?
20:22
Yes, you want my data, and I have no reasonable right to privacy expectation proxy, right, Because it's framework says, all right, OK, well, then you're gonna pay me for it, Here, here's my data.
20:34
Hey, that's how we can do this. And even if you're not getting a paycheck, or no one's getting you money, what you're doing is, you're weakening the financial position of the companies in question that are performing, will begin to weaken it.
20:49
Because if your Risk manager and you're like with Google, for example, and you're starting to see these pop up in different counties, in different states, and you have to account for that, there's no way around this, because it's gonna affect your insurance carriers, and it's gonna affect your investors big, Time, big time, they're going to, Hey! you don't have to do anything. just falling and sit back and watch the fireworks, because within a whole year, a couple of quarters, I think it's going to show them, here's how risk managers gonna look at.
21:16
This is going to say, OK, few people did it here, and then 14 people did it here.
21:22
I see a trend of a liability, a growing liability in which I cannot estimate the limit.
21:28
I don't have an actuarial for that. Yeah. Infinite, unknown risk in a corporation. Look it. Up in your eyes is beautiful. Guys, love. We have power. We have power. We just have to use our rights were abandoning our property all the time and we're screaming at the government when we're the government.
21:51
We just have to make our claim on the property rights.
21:54
So, you're saying, one does this, but you're also putting together materials to help people do this? Correct. And you're doing this in some cases for people. Yes. I am writing it right now. I'm coaching people, and I'm doing a video series All, the details on how to put together that way, because, I know at some point, you're going to be so many people that want to do it.
22:13
I have a video series, and how to do it with a document like that. I just want to caution people that they should just take a document, run with it. Because so many times, people go, Document. Yeah, no, it doesn't work like that. It's a business practice, it's a business practice.
22:27
It doesn't free you, OK, maybe, but think about this, if the central bank, digital currency, that we keep hearing about, that's based on biometric data, which I know it is. We all know it is.
22:40
What happens when we have this ability to express this ability? What happens to the central bank digital currency they want to push on?
22:47
Well, it gets a lot harder for them to implement it.
22:50
Well, imagine, imagine you planned a nice picnic on Saturday and it was a big a rainstorm.
22:56
It's going to rain on the parade.
22:58
Absolutely. Believe that if P So, where will you be putting those videos? When you, when you get those prepared would that be a privacy phi dot IO?
23:08
There'll be proxy fight and it's going to be a separate area because they're going to be actual series, no number, less than one, less than two, less than three.
23:16
So, we'll be a separate area, There'll be a separate link to it as well.
23:20
I've got that, I've got a video series but the security agreement and I've got one for the Post National Agreement and I've got, I'm going to do I haven't started yet but the other 1 there's 1 and we haven't discussed this yet, but there's one on how to use an ... Covenant.
23:34
Yeah? I wanted to ask you about the Liens and Easement business because they're So, before we get into that, just now, I will hopefully, I can remember to re-iterate this at the end but so, you've got: in addition to your YouTube Channel, I just want to make sure people can find you.
23:51
There's ace of coins dot com, and then there's cryptic accounting dot com. And feel free to chime in on the differences here because it's, it's a really cool world you created. And then, privacy, fight dot IO. Could you just, before we get into the, the other subject there? Could you just let people know what those websites represent?
24:13
It's a coin. started my blog, and I kept just writing articles on the subjects that kept up during the news, and people were asking me about it, turned into videos on YouTube.
24:21
So, Ace of coins is the homepage for all the things I'm doing.
24:25
Cryptic Accounting isn't a literal accounting service that I have.
24:29
I said, I'm an accountant services group of accountants and we had to talk about Look, we're gonna send you clients, you're not going to harass about Kryptos. You're not gonna give the wrong information. And you're not going to be able to testify against them.
24:41
You're not going to be able to help the IRS at an audit, OK, And so we have this arrangement so our accounting firm, if you use one of our accounts, they will never be able to appear in an audit and give information to the IRS.
24:54
They just can't, They can't, even, why can they not, I mean, I have an idea, but what's going on, Because the way, the way we set up the relationship between the two parties, that, It's impossible. It's impossible, first of all, for the IRS to even know who that is.
25:07
But the relationship, and also these people are in other countries.
25:11
Gotcha. Gotcha, So it's not some kind of non disclosure agreement. It's more of a structural, it's like I like to do things. I don't care about agreements and giving people permission and consent. As far as that goes, yes. We just eliminated them from the jurisdiction.
25:24
So, and they know all US. Tax, a lot of good English, they, all that stuff.
25:29
So, anyways, so that we got their understanding, and so far, it's working out pretty good.
25:33
That's just fantastic, OK, And thanks for breaking all that down. Because, you know, people, first, when they first encounter your world, they may or may not know what's going on, because there's a lot happening, and with those three websites and that kind of thing. And then it gets deeper because the proxy, fight dot IO is also like what you saw it onto your credit, you wash them. That's great. Because you understand more about what I'm doing. It's hard to say. What am I going to say? What do you do for a living? I traveled. I don't know how to describe it. I don't have letters after my name. The videos convey what I'm actually addressing all these things. So, privacy ... dot IO is a collection of all my material. And hopefully, I cover all the most important things people have questions on. So, if I have a series of clients asking me some things are set of, problems are dealing with, I'll do a series of videos on it.
26:20
That way, people that come after them, If they can't find me, they still have a video, or my older clients, if they can't find me, there, was asking me, John, what happens if you disappear? You know, I have some videos.
26:32
But, when they started amazing legacy, I mean, what, to me, it was like this treasure trove of real, practical information for how to be in the world. You know, we're having this errant fits, right? In the concept around the errant is that, someone who's doing things kinda like what you're doing, really forging your own path, your own reality tunnel, doing things a little bit differently, and finding solutions were none appear to exist, and that sort of thing.
26:59
So, this is, this is, to me, like the financial, managerial, tax framework, basic curriculum for any air act. This is what you should be looking at in my humble, start with the money part of it. Yeah.
27:17
So because of my core ideas behind my work, and they started out with debt collections and IRS, and it's moved into anything where people are being exploited by the financial system. And so we get into the Phoney health emergency.
27:31
And there's no emergency, as we all know.
27:34
and so I just saw that as property rights, and so I just had to learn the language of how to express that for people. So, let me give an example. So, I set up a whole organization. In fact, we have an attorney in another country that we can hire one here, because there is, we actually need to hire an attorney in different country and actually train her, but she does a pretty good job. So, she does our background paralegal work.
27:55
We do the front end work.
27:56
And these are cases where people are getting, you know, fire, because they're not participating and those are starting to go away, but the issue is still there. They're still pushing this. I don't know if you guys are following this, but, yes, the fake health emergency.
28:08
So, here's an example of what I would do.
28:11
Like, we, so I would get a call from, a client, wasn't a client, it was calling me some guys, I call this guy.
28:17
You know, he'll say, I'm at the hospital and they won't let me know if they were asked, and I'll say, well, what's the problem? Why are you there?
28:25
The one guy says, tell me he was telling you that this is an example. So he said, I have a burst appendix.
28:31
Well, that sounds pretty bad, and I mean, you could die from that. Right, If you don't get me to help everybody in the hospital knew that.
28:39
So, I said, let me call you back, so I call, it took me awhile, and I ended up getting the risk manager for the hospital, the risk manager.
28:46
Which is like, in this case, it was the chief financial officer. This is the person that looks at the money and says, oh, ****, there's a slip and fall. We should have cleaned up that mess before you know, mm, hmm. Let it go to, like, whatever that person is, really understanding about where there's financial risk.
29:04
So, I call that person, I introduce myself as a potential patients advocate under the Americans with Disabilities Act. So that person will talk with me. And not an attorney, but an advocate.
29:15
Nice.
29:16
And I ask the question: since whenever you train your staff to impose in medical treatment, Because Math scoring is a medical treatment by the FDA impose a medical treatment.
29:29
Without consent, without a medical diagnosis, when he's suffering from an obvious medical condition where he needs immediate treatment, what does that sound like to you?
29:39
And you'll see how fast they run to the lobby and get my client and put them in the room and leave it alone. Like, it's 2019?
29:47
I didn't have the quota law? No.
29:51
You just gotta talk plain language and say, look, how much risk you're creating by being stupid.
29:56
So, this is the thing when people hear Risk Management bejan or they just glaze, right? They don't have to do with me. Why is that important? Who, who should care?
30:07
But really, what you're exposing here is that if you want to, I guess, fight, fire, with fire or, you know, wage a kind of peaceful, peaceful, or something like that against this structure, this is this, this is the ***** in the armor, this is the dragons, missing scale.
30:26
In many of the questions, I asked, if I get a halfway intelligent person, like, it's usually an attorney, I hate to say, an attorney for an employer, Buus, I'm asking the question.
30:35
So, you want my, you know, my client to wear a face mask at work, OK, So, tell me, since you are involved here representing the company, so you must have access to its financial records.
30:46
Tell me what insurance coverage it has, or financial responsibility, it has for number one, preventing the spread of the disease, even if there was such a thing, and the adverse health consequences that might happen if someone submits to your medical treatments.
31:01
And they always say that we don't have any, and I asked, don't you think it's negligent to engage in practice for which you have no financial responsibility?
31:11
You're actually creating the liability by doing these things, You understand, and she'll agree with me, Arnhem, agree with.
31:18
But they'll go back and do the same **** thing.
31:20
This case, the employer, as well. You see, it's about money and I always ask financial risk. Like, I go to my chiropractor. He says, new contractor I need your SSN. You do, aren't gonna pay you money?
31:35
Oh yeah, Well then I need your SSN.
31:37
I'm the one remaining money to you.
31:40
If you're gonna pay me, that, OK, I guess you get my tax number, but explain how well. So, before they even get, through thinking of that response, I say, let me just make it simple.
31:51
What is your data retention policy? What is your privacy policy regarding the collection of my biographical identifying information?
31:59
Can I see that? Never even know what that is.
32:02
They say, OK, maybe you can ask your manager, and now here's what you want to ask them.
32:06
What is your, what is your financial risk for a data breach? You have insurance for that, because if I give you this information, then you're responsible for a data breach, and it could be a lot of money for the million dollars. You don't know what that risk is. It's unknown.
32:19
Do you really want my SSN?
32:22
That is amazing, that it can slam on every time on that.
32:26
It is quite something. I mean, a lot of it is knowing knowing that there's a problem here That you know because the data is worth something and then a breach could be very real. I mean, you look at a lot of these medical offices, for example, and they're just putting them in file cabinets. They're not even law to anyone could walk and there's no security, I think everybody's thinking about security, and then poof it's gone.
32:50
They're sitting ducks, imagine you give up, give up all your data because they either help or whatever and then you put a security guard on that.
32:56
Now what you've done is you've created a law regarding the use of your identifying information we call that your likeness.
33:02
You wrote the law.
33:04
Chicago has a law in Illinois, has a lot of this in California has a lot to think New York has a law for collecting biometric and biographical data.
33:11
I don't care what those laws are, when you write a security agreement, you write the law.
33:15
That's the only thing the court's gonna look at.
33:18
You create what that liability is.
33:21
Super powerful. Let me ask you a related question. I will have to cut a little bit lightly because it's a sensitive topic. I mean, a lot of this is somewhat sensitive, but, you know, all of these like, situations now, where you have like a baseball game and they, they bring in, you know, a counter-cultural type of event to to kick off the devotees and it or that would the beer companies. They're doing this and everything they're doing is hurting their bottom line and, and their investors must be just ******** bricks about all of this. What do you think is motivating that?
33:53
And where's all this going It's money to to promote promote immorality and among other things.
34:02
That's my short answer, but I want to show you something I just did with Target.
34:06
OK, I'm showing you this week. I can show you do a screen share, but I can just describe it, but let me see, like, fine on my computer. So what I did is I went to Target, I went to, I did some research on Target.
34:19
There we go.
34:21
Alright. So, you see here.
34:25
Yes.
34:26
OK, so I turned the whole narrative around what Target was doing. So I took her an actual quote from the CEO.
34:33
Just the right things for our business, OK, when they, when they promote things that have to do with y'all know about the rainbow presentation, I don't know if you're aware that it's not about a people, it's about promoting the church of Satan.
34:49
Church would say, OK.
34:50
So, what does, what target does is it promotes being obese and Bud Light, for example, promotes those with mental illnesses.
35:01
So, they're exploiting the mentally ill and those who are sick and obese with disabilities. They're promoting those people that promoting it. They're exploiting them for profit.
35:13
So I'm describing the way what they're doing differently than when everyone else is hearing.
35:17
And so, I'm telling I'm telling you target is exploiting the mentally ill, the disabled.
35:22
And it promotes satanism and see, uh, the mentally ill people that are claimed to be transgender and that sort of thing. There's no such thing as transgender. There's two genders and you can't, mutilating, your body does not make you be able to move from one vendor to another.
35:37
You haven't, you're suffering from a pair of disorder and if someone wants to, some business wants to use your mental illness to make you the poster child for why keep pushing Buys product, that's exploiting you, you need help, That person needs help, not to be promote it, OK? For this, whatever agenda they're working on.
35:56
So, this is how I did it. So, here's my thinking this.
35:59
So, this is not really news release is not exactly how a news release appears, but I'm changing the way I am, I'm describing the way they're exploiting people, They're not helping anybody by promoting that women, OK? It's wrong.
36:13
They're exploiting them. So I would print this out in color and take it into the Customer Service Desk, at Target, and say, Someone, just put this on my car.
36:22
Which is not true, of course.
36:23
But then it would make its way up through management.
36:27
And they would wonder, Oh, my gosh, how big is this going to get?
36:31
People are claiming that we're exploiting those mental disorders, and disabilities, the obese, where you know, where's that coming from.
36:40
And they've changed the narrative, right?
36:42
If we can do that, absolutely fascinating. I love how your mind works. It's like, it's so solutions oriented. It stays positive while being real. I just, you know, more of that, please. In the world. Yeah. It's just stay focused. And so, I figured when I first learned about the system, like I started getting learning in the early nineties, and I thought, well, how am I going to sell something to idea that? I'm gonna tell them that the tax system is a fraud? I don't care.
37:06
I mean, everybody's got their own opinion as to what that is, but I figured if I focus on his immediate financial problems back and learn how to solve those problems, then, I'm going to have a client and I'm gonna learn And he's going to learn, and we're gonna move on, and we can actually go forward, instead of me promoting a theory, right?
37:23
So, always come up with a solution or the better thing, solve an older, bad problem.
37:28
That seems to work the best.
37:30
Now, recently, you shared a story about a big IRS. When that, I thought was fascinating, I'm probably gonna put this segment over on the sub stack, because I feel, like, you know, we've gone over the edge for YouTube, which I'm fine with it, But, um, so. Yeah. Talk a little bit more. Really, that's why, I said, that's why he described the public health emergency differently. Yeah, that's right, it doesn't work.
37:55
Yeah, so, so you were sharing an amazing story. I really wanted people to understand just how powerful some of those packages are. Here's how simple this is. I'll just briefly on a four year period of time. So, I was there for a couple of clients are millionaires they sold. A big business, made a bunch of money and so, they did stupid stuff, which they now will admit, they took. A lot of this money just shove that offshore, like 15 different companies.
38:19
And, so, when I finally interviewed, and I was like, Why are you doing that? What are you doing these other countries? I don't know.
38:24
They have a plan there. Just look like It's already after tax money. What do you care? you know, Why don't you re-invest system or do something with it? Yeah, so, anyways, they were in the middle there at the beginning stages of an audit.
38:35
And Iris had sent written questions, but it's a separate question for the audit.
38:41
So, you know, they got all kinds of help answering the questions. You would, like the answers, but they comply with the standards.
38:50
So I suggested that they would probably end up having to go in person, to meet with the agent, or just to end. And I'll let my clients go to one audit meeting, that's it. I tell the IRS, you're only gonna get one meeting with them, so make it, make it work. And you're not going to comment again.
39:05
Because if you are, then you're incompetent.
39:07
And I'm not, we're not going.
39:09
So, this time, we brought in a co reporting service.
39:13
It's like I was going to court, right?
39:15
But I call the core reporting service, and I am going to take the transcript of the audit, which took almost all day.
39:19
Those jerks were just, that's what, the whole day. And I didn't go with them, but they coach. And I said, look, just stick to the answers that we already have over here, and you'll be fine. So it really doesn't matter, because they're not going to have the financial life, Because the other thing I do with the IRS cases, as I first I made, my clients aren't quite well. So it doesn't even matter with IRS doesn't even matter buyers. But that's just as you were the money.
39:39
It's just a bonus, if I could be, right.
39:42
So, So we did that. We did the transcript. And sure enough, about a month or two later, I told my class, I said, they're probably going to go to the district court, say, you refuse to comply with the summits.
39:51
And they're going to claim that you use the Fifth Amendment, which I told my clients don't do that. They didn't.
39:57
But the, so the IRS, when they, when they can, when they transfer the case to the Department of Justice, they forgot to tell that we took a transcript.
40:07
So we had every word, what they said when they claimed that they did use the Fifth Amendment.
40:11
Yes, Yes! District court.
40:16
Just so crazy, This world is so why it gets fun. Oh, that it gets fun!
40:21
So, that go to the district court, they say, Judge, Hey, here's the amendment: I follow motion to dismiss.
40:29
I said, look, the Court doesn't have jurisdiction, that, someone's, we complied with. Here's the transcript, Your Honor, their line, because the transcript will tell you everything you need to know. But secondly, why?
40:40
I said, well, the Court already understands, just like the Department of Justice, should already understand, that the US Constitution has nothing to do with an IRS on it. So why are they bringing it up?
40:51
We.
40:54
So within 30 days, the Irish dismiss the case, the DOJ dismissed, didn't say why. It was a two line notice of dismissal.
41:02
Embarrassed ran away.
41:05
Yeah. Gone.
41:06
So, they took about a year and a half later, a year later, they took the same set of facts that they made up.
41:13
And they see my clients again, this time, they want to try to take their home.
41:17
And it was a $600,000 debt, roughly. They wanted $600,000.
41:21
And they filed the case under the Financial Crimes enforcement network.
41:28
For not filling out forms correctly.
41:30
So, this is how simple this is. So, you saw my simple technique, right? You understand, I just simply click a record of it. I didn't argue with them. I didn't talk about the constitutionality of anything.
41:40
I just took a record, and I understood basic procedure.
41:44
Go to the Fed Court. I know. I found motion to dismiss.
41:48
Now, they bring back the second case. We did most of business it was denied. We go into the preceding, the answer, the case And we send discovery the same questions, OK?
41:56
Now here's the thing to the IRS says in the complaint, these people owe X dollars from taxes that were assessed on the year of whatever.
42:06
So for every year that they said there was assessed taxes, they had to say in the complaint, the taxes were assessed in the amount of X for this year.
42:14
So every time they say that, they have to prove it.
42:18
So we go into discovery, I ask them questions, they gave me BS answers, which I know and I don't, by the way, when I do discovery like that, I don't care what their interests are. In fact, I don't think I read them all.
42:29
All I care about is, look, ******* was stupid enough to put his name on there as having answered them.
42:34
What witness did they use to testify to the answers now when it comes to the Department of Justice? They're very slick. They didn't use a witness.
42:42
So I couldn't suppose that individual, that named individual.
42:45
So, what I do instead is I describe the person who would have the personal knowledge.
42:51
Oh, the assessment certificate.
42:54
The assessment, the foundation of the claim that you owe money 6020 be return is not an assessment, right. You have to have an assessment certificate, has to identify the type kind of classic tax, the reg, the tax rate, and the assessment officer in the data upon which it was assessed.
43:09
There isn't one.
43:11
So I said, is I want to talk to that guy?
43:13
And I want to depose the custodian of the records from the beginning.
43:17
So, whoever had touched, this file was responsible for those records of the IRS. I want that person's deposition and you're going to have to produce them. So we did notice a deposition.
43:26
And now normally when you want to get out of a deposition, you just ask The Court for protective order. It's granted until it's denied OK, they never did that Instead. What they did is they, as soon as they saw our dental command because they wouldn't co-ordinated, we give them two weeks to months ahead of time.
43:40
They rushed to try to get theirs in the next 20 days, so they could depose.
43:44
My client before.
43:47
Uh, my client was able to depose that, so they would have an advantage.
43:51
So a couple of days before the demo that they scheduled to take place, we just want a protective order that canceled the demo.
43:58
So they did it again.
43:59
So this is a name, this is a couple of months, and this last month.
44:02
Wow, get it to mid May.
44:05
It's like a robot, they didn't stop the malicious change. The date that would be better. Meanwhile, are Depo date for May 31, was still on the books, they didn't ask for a protective order.
44:14
Because you know why they can't, because it asks for a protective order, the judge is going to say, What's the problem?
44:20
Go to the demo.
44:22
They can't get up, so they didn't ask for it, so we get another protective order.
44:26
Guess what, the response was, just guess.
44:31
I mean, they backed out, right, yeah, they dismissed the case.
44:35
Yeah, so what that means is this time. This is different now than the first time was on an audit.
44:40
It was and Injunctive relief and Rule 27, which is compelled Performance Compiler, tenants and the audit answer question.
44:47
This time they sued for money, $600,000 a lot.
44:53
When they dismissed their own case they lost $600,000.
44:58
Gone!
45:00
Powerful, and all it was was Rules of Civil Procedure, and you can learn what that isn't, Like 15 minutes, I should say she's like five hours, let's just say You know, in a day of reading it through, it's like learning how to play a board game.
45:13
Once you read the rules, you know, and you have to copy some documents. And that's what I'd like copy of the pupils document. So I understand the formatting all that.
45:20
But I understand this basic strategy Once you do that mean, look, guys, I didn't I didn't have to go to law school will be a law professor. You have to know complex laws. It's not complicated.
45:29
Never wants to cite the Constitution, I just use the rules of civil procedure is very simple.
45:35
This is so important because this is where people get in the weeds, and it's also where they get in trouble. Isn't that where they get in, trouble works the other way around. I mean, when people do asset protection strategies, right, And they think going offshore having offshore trust in Panama, they think that's magical, So what happens is, they get all enamored with the name of the thing and it's offshore. So romanticized right? What they don't understand. And I don't care how you have it. structured there is no way to defeat.
46:03
I'm not talking about a law, I'm talking about the rules of civil procedure.
46:07
Here's what happens. You have an officer of things, and you're not even the name down there, OK?
46:11
The rules of civil procedure will be used.
46:14
Eventually, it will be able to be used to put you in jail until you give up the property.
46:21
That's what they'll do. And whenever you talk to lawyers and people promoting these structures, they never once consider the rules of civil procedure, which in almost every case, defeats whatever that person did.
46:33
Nobody talks about that.
46:35
Instead, they get, they get lost in talking about the latest changes to trust law and none of that matters. Right? None of it even matters. If you want to know what matters go look at the levy statute. For the IRS, this is the key.
46:49
When I saw this, I had to read it many times and I was like, OK, OK, now, OK, I think I got this now 26, USC 6, 3, 3, 1.
47:00
The IRS can levy upon the property or the rights to the property mm. So if you have the right to spend money or sell something, if you have the exclusive right, it can be taken from you. If there's a claim out here, OK? So what I do is I did that's the right into a group, meaning I use a corporation or a trust or I use more than one person. I really trust media company, I can do this in the UK.
47:26
I can do this in Zimbabwe. I don't need it.
47:29
A business structure All I need to do is take the property right that one guy had and give it to a group of people to or Whatever.
47:36
It never share the same liability that the first one guy had Then I can get out of everything.
47:43
How does that relate to the private membership association?
47:47
OK, that can lead entity or not, but it's literally an association, so I'll Give you an example of what that might be so your family is already a private membership association.
47:58
It's very exclusive.
48:01
Once you're in it, you're in it, right?
48:02
Yeah, so, so, what do we do with that? If I, if I, if I have a property right individually, as the husband, the dad and my family. I have a property. Right.
48:11
Then, I can't really convey it to my wife because we're in the mailbox needed. So it's the same, but I can, my children have different copyright, so they're recognized as another person.
48:20
Would have the Proctor and I had, yesterday, I've given to, I keep it, but I share with my adult son and my adult daughter, or my friend, just, yeah.
48:32
So now I've created a private membership association.
48:35
It's a group that kinda has the right to hold the property rights and now holds copyrights that I had exclusively.
48:41
So I could use a private membership association to do best the property rights of one person so that those can be protected and escaped liability. That would normally stick to them.
48:52
I think that's one way.
48:54
Here's what I've been doing lately.
48:56
So the PMA, I just did a presentation with this, and it's going through on the end of Kobe isn't familiar with it. They've got to get like 80 people.
49:06
Yeah, Alexander. And Dawn Lester and some other people are involved in the end of code, so I wanted to presenters in there, and so what I was explaining their many of my clients. are physicians, OK. Some big, main ones. You'll recognize my project. And so there were talking on a regular basis.
49:21
And they're concerned about being able to practice medicine under the licensing framework of the state because there that was threatened during the funding, right? So I said, well, you can practice in your profession without getting licensed in the state. But you have to do it privately.
49:38
So it just changes your business model around a little bit.
49:41
So the way that works is, for a physician, this is an important function in our society, occasionally, physicians.
49:46
So the physician has to not only be able to have this competency measured. He has to be accountable for making mistakes and also being incompetent, right? If that happens, but also he has to be able to make someone hole. So he needs access to insurance or the ability to indemnify somebody. He also needs a way to settle disputes or have just been settled or claims by neutral parties.
50:09
So we cannot we can do that in a private membership association or network. these naturally form. It's not some document, OK guys. It's not a PMA. It's not a document. Now you can take an association and describe it in a document. That's fine.
50:22
But the association itself is what matters. So what I explained in this presentation is that we can use captive insurance for identification. Captive insurance means that the doctor himself, or the group of doctors, each member of the network or the association, as an ownership interest in ensuring organization.
50:40
Yes. So they all own the insurance company.
50:44
In part of our whole that is captive insurance, they can also use a binding arbitration or arbitration panel, or board to resolve disputes judicially. And we can even have juries and we can take decisions that were made and subject them to appeal for another arbitration forum.
50:59
Or, we can bring those right to the court system and the appellate level, So we have access to all these tools that we're just not using, and we can tell the state. ***** you! We're not going to accept your licensing, because your out of your minds.
51:12
We have our own licensing. Let me share something with you all.
51:15
So you would think someone who's going to practice law is going to have a license.
51:19
No.
51:20
There is no such thing.
51:22
A license isn't taxed on the privilege of doing something. They would otherwise be illegal if they didn't have the tax.
51:28
There is no government agency collecting a tax to give a lawyer permission to practice law is permission comes from being a member of a project labor organization or a private membership association, known as R So what I told The doctors is that they can operate in the same way the bar operates.
51:49
They just need their business facilities to come with them because medicine is different somewhat proxima.
51:57
Mandela disturbed brilliant, it's just incredible. It's: it's revolutionary.
52:01
For so many professions, it would work for many, many, yes, Sessions and ... Yep.
52:09
Membership clubs, Jeremy, yes ....
52:13
Well, that's where it came from, me. Look, it's nothing new, I just am telling you guys, hey, there's this thing over here. We forgot about, during prohibition, OK, people created speakeasies.
52:23
That is the business model I'm talking about, it has to be a little special because of doctors, OK.
52:27
It's a serious matter.
52:29
People's health and that sort of things permanent, so yeah, but we have the, we also have the commercial facilities. Like, for example, if you can't get license from the state, you're not going to get insurance.
52:37
That's what the doctors had the problem, and I said, Well, you can get competency evaluation with documentary evidence that you don't need to prove to the state, but will make the state leave you alone, because you're following an objective standard that the state will recognize. Even if you don't have a state license, the state was no choice, but to recognize it.
52:57
So, then, what do you do about identification, because here's where the state has yet, I don't lose your license. Oh, yeah, I do need insurance insurance, and now we're not going to do that out of state license. We will underwrite it.
53:09
Well, we don't need you anymore, because as a physician, I now been using a captive insurance company with me and 47 other or 557 other positions.
53:19
We own the insurance facility, and we're operating the insurance facility, just like any other insurance facility, and yeah, they'll accept my my document of competency, my membership.
53:31
Just amazing. And I can see how this would also be a godsend for holistic practitioners of all types of clients. Like that. A lot of Jim's a lot of schools and I'm just talking about a woman the other day. She's wearing a school at home.
53:44
and I told her how to set up as a PMA doesn't need documentation, but there's something to be. Yeah, this is actually I've set up a list of schools already since the phony pay them like I had to do that. Schools, Jim's: even hair salons. I got a few of those Dennis offices, orthodontists, now, it's the larger than the actual physicians that are doing brain surgery, OK?
54:05
So, the problem with these guys have is that they need, the hospital facilities, you know, are part of their property, and this is another business problem, which is, these doctors, OK?
54:15
They're leaving with debt, They come into the world of being a doctor, and you think then they go high income, and they do, but in order to function that way, they need to get into all these lease agreements for other equipment, they become slaves, not just in their student loans, with the other women, Just forever. That, it doesn't happen on their back.
54:31
one question I had for you about ways of creating capital to do things like this.
54:38
I know that you're not super high on dividend paying whole life insurance as a, as a quick investment, but as a long term investment, when you get more and more cash available, that's drawn from your death benefit. Couldn't you use the death benefit? The same way, like a retiree might use it to live on, but rather than on it, you just take that money and invest it in your equipment? Yes, there are many ways of doing that. There are many ways to capitalize what you want to do. I'm even thinking we can do this with an FTA and corporations and we can originate money like the banks do, but we can do that. not to put people in debt.
55:13
But we can originate money for different important functions in our society, which I don't wanna get into right now. But, but, yeah. I would agree with you. There are ways of, I mean, we invented it. We invented Aborigine currency. We invented the use of money.
55:26
We just have to come up with a way that works for everybody. Really think about the money system.
55:30
All it really is, is a, a reliable way to keep track of ledger's. Everybody has a ledger.
55:36
I don't care if you're I'm not saying you have in your hand.
55:38
I'm just saying, everybody as debts and receivables, OK.
55:44
And so, we keep track of that with currency.
55:48
So, what currency are we using ... just make sure the ledger is accurate.
55:53
That's really great. That's great. That really cuts to so much BS. For me, just, it gets right down to what what we're doing with money, you know, Because a lot of theories out there and what money is and what it represents. And it's energy, it's slow, it's whatever. But really, it's a ledger, right. Ledger, it's just a way to keep track of who is because, like if I'm gonna build a house, I need credit.
56:14
I need a paper labor and materials and a premium.
56:17
That's what a house should be today is based on flop like the pricing of houses Curt flood fiction, OK, but really houses labor, arterials and the premium of the builder. Like, a highly recognize, your favorite name is going to get a higher premium, right?
56:31
So, if I'm going to do that, if I order the house, how is the builder can get the materials?
56:38
He's gonna have to get those on credit, probably.
56:41
So, then, maybe, I'm going to have to get credit to get him started, Maybe I'm gonna have to save up money, right, so, if we had a system that excluded the banking system, the price of real estate would come down immensely, and we may actually be able to afford a house and easily build a house and still use credit to do that.
56:57
Right, and still use credit because a lot of people think you're entering into just a cash only, or barter society and that's just not the case. You're always using credit.
57:06
Credit will always be around, It's not evil. It can be used just like fire means don't demonize credit, without looking at the benefits. Credit built our society, It's just that most people got lazy and ignorant with using it. It's just like if I discovered fire, I love this example. I'm out hunting right before fire thing is, I'm not hunting and I discovered burning tree that got struck by lightning, right? So, I take a burning branch back to my village.
57:32
So we can all experience fire, so we decided that this is the day, we're going to use it. We can do stuff with it. We can cook, we can probably hurt somebody with it, whatever. So, I can use it to build my village.
57:44
I can probably do things with it.
57:46
I can melt stuff, right, or, But then the village idiot says, hey, we can we could use this fire to go to the next village and take other stuff.
57:57
OK, We can do that too So what do you want to do right, right? we will label all of these things, but we don't see that almost everything is a double edged sword.
58:09
It is and that's our that's our existence, OK, so we just have to be responsible and have to be pragmatic To stop thinking that thing is bad just like people tell me all the time instead of a corporation, And what does that do?
58:20
Most were slaves, OK, will you be a slave and I'll use the corporation to get rich and have no, I don't know When you when you registered company. Just a little quick thing. You register a company, you pay a fee, OK. People don't realize what they're doing. You don't need to register a company with the state to make it ballot. You can just publish it in the newspaper. But here's the cool thing, when you register with the state when you're doing is you're paying a fee for what's called Indemnification. The state is going to say we're going to use it, or legal structure and our laws to identify the owners of the company from personal liability. It structured the way it's supposed to be. That's on you, though, But anyways, the state is providing you indemnification for America $50.
58:58
They're providing to all kinds of That is remarkable. Design, Right.
59:03
Yeah. Yeah. So, I'm just let me know when we slow down, but on this H away thing.
59:09
So I wanted to, I wanted to end on that, and if you just bought me just a few extra minutes, I had one question before we get there. And could you speak because this is such a hot topic, and a lot of people get bogged down in this. And I understand why about your, your take on, or response to, or strategies for student loans.
59:29
OK, so it depends on who I'm talking to, but it's going to be, typically, it's going to be the moms calling me with the student was 26.
59:35
So, I kinda like chastize them a little bit, and I say, OK, so, you went to school for a while, so I can get a job. and you can't get the job now based on the data.
59:44
OK, so let me just show you, while we're on this call, I'm 30 minutes out of pay off the debt without getting a job.
59:51
And once I show you how to do that, you can then do it yourself, hopefully.
59:56
So, on those unique types of debts, if you're calling me, you're in the thirties, and you still have the debt, I do a combination of things. I show you how to paid off with an asset, but can also show you how to make the debt uncollectible, even though it's probably the worst get to have, I'd rather have a debt with the IRS and the student loan.
1:00:14
Yes, so I go to waste on it, it was a young person, I will show that person out to, here's an example, buy a website for $4000 or $2000 instead of paying student loan. By website for two or $4000 that makes two or $4000 a month in sales, it's already doing it.
1:00:32
All you're going to do is buy the website, because the seller, selling it to your bank.
1:00:36
I take that money, I will allocate the net income from that to the student loan payments. And if anything is left over, they get to keep it right.
1:00:43
So once I've shown that process, and it takes about a month or so to kinda figure out Senator merchant account, transfer the website, understand what you're doing.
1:00:51
Copy what the seller has already done marketed for sales. You don't have to re-invent the wheel, right, so I'll tell the 26 year old how to do this.
1:01:00
Can you imagine, by that time, the time that person is already, if he follows the same practices, there'll be a millionaire Multi-billionaire!
1:01:07
Alright, so that's my strategy on the student loans, as I show people how to paid off using an asset.
1:01:12
How to create the asset, or acquire it, and then also how to make themselves uncollectible, even if they can't pay it forever.
1:01:19
It won't matter, because the student, the Department of Ed, will not be able to take their money.
1:01:26
So if you've created an LLC structure with or without a PMA and you've you have another party that you've done that with, would that also make income that you might be generating uncollectable? Yep. That is one strategy. That right, quick learner. Very simple.
1:01:44
I'll, I do is I take my property rights and I put it to a group. So now I no longer have the property rights. Therefore, student loan, people cannot take that money because it's not mine.
1:01:53
The only way they could take is it money where it was disclosed?
1:01:57
They'd have to see it and be ready to take it when I do that. So it's very difficult. Other thing that people get freaked out about is that if they get sued or someone's coming after them, and they think that the world is about to end that very day, but you basically shown that if you play the game correctly, you can always keep your assets out in front of. Those. collectors are nearly all it takes months and months to get a judgement. That time, I'll strip all your assets. I'll start every ability of the creditor. So I don't really care about winning. I like to wait because it's an ego thing. But I don't want to drag my client through a whole bunch of filings in court if all I have to do is change the bank account and add a person here and modify the Taiwan, his house.
1:02:37
Yeah, like a day.
1:02:39
Well, it's just like the fog clears when you look at things this way because I've spent years and years studying so much where I ended up feeling like I learned so many things that I knew absolutely nothing, and then I encountered your stuff.
1:02:53
And it's like, OK, back, onboard, this is just basic just mission and subtraction. It's so simple, and it works.
1:03:02
Yeah, yeah, even in the foreclosures, about 1200 foreclosures, and all I did was, I promise that people are keeping your house for at least two years. Mostly they stay in their homes for 4 or 5 years, some of them.
1:03:13
And all I did was a couple of basic strategies to jam up the foreclosure process, and all of those fraud.
1:03:21
So Mean, we go down that path, but I didn't want to draw my client through filing stuff out, but all he had to do.
1:03:27
So Part of what I do is that, well, I promise, but I also try to change your client's attitude, because you know a lot of people are afraid, They're so afraid, and they're never been in that situation.
1:03:37
So I say, look, don't think of it, Like you're in foreclosure Because this will take two years, I mean, even if you're in a non traditional State, that's going to take 2, 3, 4 years.
1:03:44
So, um, think of it like you and your husband or your wife decided that you're going to go find another house, and you're in your shopping right now.
1:03:53
And in the meantime, you're not going to make mortgage payments if you're not going to pay the homeowner's insurance and you're not going to pay the property taxes.
1:04:01
You're only going to pay the homeowners dues, because if you don't pay them, they'll take your house. That's the irony of the whole thing.
1:04:06
But the others, You don't have to pay because the bank will actually pay that. People don't realize that.
1:04:10
So their attitude is, They're shopping for new house. I have them go shopping for it, and I was like, once a week.
1:04:16
Now, this is, this is back in 20 13 in those days.
1:04:19
So they would spend time, go shopping for a house, and their question always is with John, how can I buy a new house when my credits bad?
1:04:27
And I show them how to do just that?
1:04:29
That was the that was the actual thing I delivered to them. And anybody can jam up the Court, OK. Or jam up the foreclosure process? Which I did that, I wanted them to change your attitude and get rid of the fear about that situation. And it's so nice to have them call me, like a year or two later, I can have long term friends now that they were in my city.
1:04:47
Now, we know each other, you know, and they're like, oh, so awesome. I was so terrified. But I did exactly what you said, and then, Yeah.
1:04:55
And so now they're empowered, and they'll, they'll show other people.
1:04:58
It's so empowering. I just don't know how many people you've helped either directly or indirectly. It's got to be just a ton of people. It's just incredible.
1:05:07
The solutions that you've been able to generate. And, I know we've talked about leans an easement several times, and people are like, what the **** are lanes? And even though this is a, This is super exciting. It ties and it ties back into some of the things we've been talking about. But I've just, I find this to be like just dynamite this is, this is the thing that this is the gold part. I mean, the rest of us kinda cool, but this is really, so that when they in 20 20, I said, guys, some of my clients, so I started this group. I were handling the big cases.
1:05:38
And so a lot of the things that comes up is, what do I do to the school with the school that my children go to, and I was telling, will take them out of the school.
1:05:45
And, for some people, that's not practical.
1:05:47
So, I got to thinking about, that, of course is not practical. So I thought, well, why are you paying for it in the first place you're paying property taxes for that abuse of your children? And the people, of course, say, well, if I don't pay, they'll take my house.
1:05:59
So here's the solution.
1:06:01
Most of us in the suburbs, we have homeowners associations, homeowners association, the deed restrictions covenant.
1:06:08
It's like a mortgage.
1:06:10
It is a lien on each and every parcel of land in that community the how it's described in the covenant.
1:06:18
That's your neighborhood, OK.
1:06:20
if you take control of your H away and you wouldn't even have to probably make any amendments to the covenant, but let's just say you did.
1:06:25
You can you can make an amendment to the comments such that if anyone were to foreclose on your property, the h.o.a.s could simply foreclose on the new owner and give it back to you.
1:06:37
Because the H O A covenant does not get exhausted in any foreclosure. A mortgage.
1:06:42
Lean gets exhausted in a foreclosure, a property, tax lien gets exhausted, even a mechanic's lien and an IRS when it gets exhausted. It goes away. They'll come back.
1:06:51
The H O a Lean, gets the last word, it never gets exhausted, its eternal, even unlike taxied cells, you know. That's one of the Hidden Pitfalls that Matt is that you might acquire a great property, right? And then the HLAA has first dibs on it and they just take it right away. But they're not using it this way to my knowledge, but I'm just I just gave people another way that they could use their age and weight if they don't have an age the way. I've got I've got a couple of case right now. These are IRS cases, literally, admittedly trying to take the client's house.
1:07:20
So, we filed covenants on the property.
1:07:22
So even if iris wins, they're not going to win they. They can't get the house.
1:07:27
They cannot get possession of the house will survive. It's really amazing. So, if you're in an HLAA and you can somehow change the covenants That's cool. And if not, you can create your own H away even on a single A single property. Is that personal? Right, so here's what I explain to people. I'm not trying to get you on property taxes. Paid model for that.
1:07:46
And by the way, property taxes on a residential property or not, just the property taxes should be on commercial.
1:07:53
That's another subject, but let's just say we need to pay the property taxes or they at least need to be like it somehow.
1:07:59
So instead of me paying property taxes because I'm going to protest, I'm going to withhold my property tax and I'm going to use this idea with h.o.a.s and protect my property and I'm not gonna lose my property, but let's say I was paying.
1:08:11
Let's say I'm paying 5000 a year, You guys like it anymore, but let's say 5000 a year or send me pay $5000 in property taxes. I don't have to pay that anymore because they can't take my house and so I don't care, But just the same, I'm gonna take $2000 of that thought I wouldn't pay.
1:08:26
And I'm with my neighbors or my friends. I'm going to allocate that money to trust.
1:08:30
And we're going to pay for emergency services and road maintenance.
1:08:33
We're going to make sure that goes to the Sheriff's office and whoever else we need to, that $2000. We're going to put into a trust fund.
1:08:40
And we're going to hook that up with our local governing authority and have them do what they're supposed to be doing, and move it around the school system, so that it does not go to the school system. That's the whole idea behind it that gives you the power to do that.
1:08:53
Wow, it's just so mind boggling the power, you know, one of your one of your refrains is that, you know, we are the government, we have the power, we just forgotten that and we don't use it. And you keep proving point over, over and over. It's extraordinary what you're doing, yeah. Yeah, we're the leaders. We need to step up and do the right thing.
1:09:13
So, um, so, that sort of easement the easement is a way to do it. On a crazy. Yeah. So So, an easement. Y'all understand OK, there's written easements, non written, you know unwritten these means necessary events.
1:09:27
Utility easements, right, this market you know your house but the meters and the utilities on your property the water lines and all these things they have to be maintained and most of us have the county to do that to do that they don't need to come and call you ahead of time, ask Michigan your property. That's too expensive. It's easier just to go into property so we give them permission, it's a shared right.
1:09:48
We share the right.
1:09:50
Which this will get into this on the right to travel. This is an interesting thing on the easement so whenever we get, I don't know we're gonna do today. But this is an interesting. There's a mind blowing thing. I hope we can. I hope we can have another conversation. Because this is so large.
1:10:05
Yeah, so easements, very simply it's the the rights for the use of property and it also includes the obligations for the use and enjoyment of land.
1:10:16
So, easement rights. You all understand. The road in front of your house line is maintained by the county. That's an easement.
1:10:23
So my property rights extend from the very center of the street. And my neighbors resume from there.
1:10:29
But we've shared those rights with everybody else wants to drive in our neighborhood. We just give that up. It's a shared. It's a shared, right.
1:10:35
So what I'm saying is we can take an easement contract. That's a contract is between the title holder.
1:10:41
And we're going to say that's the dominant party, OK? The dominant estate.
1:10:45
And we're going to, if the rights and obligations for the use of the property that the title holder now has, We're going to describe those and give them to another party. that's not on the title. This is the Serbian state.
1:11:00
We describe the property rights, and let's just say we're going to describe the property rights for the entire, know, your backyard, your front yard, your entire property for your house.
1:11:08
Let's just say the suburbs, So we give those property rights listening.
1:11:11
We do it to a trust that way, it can be any any non any indiscriminate group of people, it can be any list of people, but whoever is associated with this trust as these easement rights.
1:11:22
So, once you've recorded this easement, right, it's just like a mortgage, it's just like the ...
1:11:27
Covenant just like your security around the biometric data, OK, now, it's an easement on the use of land.
1:11:33
So, hopefully, you describe all the ways you'd like to use the land as a title holder. You described an easement, right?
1:11:39
So let's say you get foreclosed on.
1:11:42
Well, the foreclosure is concerned with taking the title.
1:11:45
So if the title is taken from you, but you can, through the trust. You can't do it in your own name, but you can do it through a third party, OK, the trust.
1:11:53
You can resume, continue enjoying the same rights you did before, but this time. not as the dominant state, but as the Serbian State.
1:12:01
And you can literally ignore the foreclosure process.
1:12:05
Imagine if anybody tries to come on the property, or take possession.
1:12:08
Didn't do it.
1:12:10
Can't do it.
1:12:10
You've switched all your title rights to the possessory rights, and it's a matter of public record thinking around it.
1:12:18
So obviously, if they tried to do that, you would have to do something. Right? I mean, your dinner and as you know, they show up to try to evict you.
1:12:30
Yeah. Well they have to get a court order. And they're not going to be able to acquire jurisdiction because of that.
1:12:34
There you go.
1:12:35
That's at the very least, I mean, I doubt the what I'm thinking is that any usually it's going to be a real estate investor, OK, that buys the house.
1:12:45
They're gonna know there's an easement. And if there are smart, they're going to have read the eastern terms and they will not touch that property. But let's say they did it, let's say the main mistake. They wouldn't take truly cycles of that happening before the word got out to real estate investors.
1:12:59
Don't touch these four, be sure you investigate this. Yeah, like like really look into easements and a very serious and new way.
1:13:08
But we have the power. We also have the power over the motor vehicle functions of our society and the licensing and all that through easements.
1:13:15
I know that's, that would take a while and a couple of days about your privacy.
1:13:19
Yeah, I have looked at that if we do end up talking again which I hope we can do. I would love to get into right to travel and that sort of thing. And there's a couple of other topics I think it would be fun to touch on, but you've been really generous. I know we said we would go for an hour and we've gone a little bit longer than that.
1:13:33
I really just want to thank you for sharing your wisdom, your Gnosis, your information, your experience. It's a, it's a pleasure and an honor just to spend some time with you. I really appreciate it because I really appreciate the conversation.
1:13:47
Thank you so much for having me, Right? Well, listen, I hope you have a very, very good evening.
1:13:52
Thank you all. Use the same. Appreciate that. Thick hair.
1:13:54
They care about, OK.