{"id":16683,"date":"2021-07-28T09:36:44","date_gmt":"2021-07-28T13:36:44","guid":{"rendered":"http:\/\/privacyfight.io\/?p=16683"},"modified":"2023-06-25T07:17:46","modified_gmt":"2023-06-25T11:17:46","slug":"u35-hacking-the-ssn-scheme-part-ii-of-ii","status":"publish","type":"post","link":"https:\/\/privacyfight.io\/u35-hacking-the-ssn-scheme-part-ii-of-ii\/","title":{"rendered":"U35 &#8211; Hacking the SSN Scheme Part II of II"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16683\" class=\"elementor elementor-16683\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a1c3b0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a1c3b0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce82792\" data-id=\"ce82792\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9639e8c elementor-widget elementor-widget-text-editor\" data-id=\"9639e8c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"vidseo_wrapper\" style=\"width: 100%;\">\r\n\r\n    \r\n    \r\n        <div class=\"vidseo_vimeo\">\r\n\r\n            <iframe title=\"vimeo-player\" src=\"https:\/\/player.vimeo.com\/video\/722542793\/?\" width=\"100%\" frameborder=\"0\" allowfullscreen><\/iframe>\r\n\r\n        <\/div>\r\n\r\n    \r\n    \r\n    <div class=\"vidseo_collapse\" style=\"\">\r\n        <div class=\"vidseo_btn\" style=\"\">\r\n            U35 \u2013 Hacking the SSN Scheme Part II of II\r\n0:04\r\nAll right, thanks for joining us.\r\n0:05\r\nThis is going to be part two of my first video on hacking the Social Security number scheme.\r\n0:12\r\nAnd so, I wanted to focus more on what I first called A call this as a computer, sorry, a credit profile nu&#8230;        <\/div>\r\n        <div class=\"vidseo_collapse_content\" style=\"\">\r\n            <p>U35 \u2013 Hacking the SSN Scheme Part II of II<br \/>\n0:04<br \/>\nAll right, thanks for joining us.<br \/>\n0:05<br \/>\nThis is going to be part two of my first video on hacking the Social Security number scheme.<br \/>\n0:12<br \/>\nAnd so, I wanted to focus more on what I first called A call this as a computer, sorry, a credit profile number.<br \/>\n0:22<br \/>\nSo back in the nineties, I decided that I didn\u2019t want to use a social security number.<br \/>\n0:26<br \/>\nAnd the banks had changed their policies around 96, 996, 97 to where it was really difficult to negotiate my way into getting a bank account without an SSN.<br \/>\n0:37<br \/>\nAnd so, I just went and created a whole new file, and the reason why I did that is because I did some investigation, and I can\u2019t remember exactly how I figured this out.<br \/>\n0:44<br \/>\nBut the banks, I determined that the banks in opening an account only check to see if your SSN had a credit file associated with it, with that address and that legal name that you\u2019re, that appears on your documents. So, when I realized that I, I figured I could just create a whole new file, and how do I do that?<br \/>\n1:00<br \/>\nWell, I just kinda guessed that a new file was created the same way. My new file was created when I first got a credit file, right? So, everyone starts out with, it starts out with no credit file. And the way you get credit as you asked for credit. And most of the time, it\u2019s denied unless you have a co-signer.<br \/>\n1:17<br \/>\nLike, for example, if you\u2019ve never used credit and then you apply for a car and someone cosines for you, then you\u2019re gonna get credit based upon the other person\u2019s credit file, and then your file will be built along with that file. And then you\u2019ll start getting credit card offers, that\u2019s typically how it happens. So, anyways, that was my guess, and it worked, just fine.<br \/>\n1:36<br \/>\nI set up a whole new file and back then, in the nineties, I had to reverse engineer how the number was assigned, because back then, it was assigned.<br \/>\n1:44<br \/>\nIn groups, the SSN was assigning groups per state.<br \/>\n1:47<br \/>\nAnd you\u2019ll see in part one of this video two part series. I\u2019m explaining that in there.<br \/>\n1:52<br \/>\nSo what I wanted to show you was this website, and I\u2019m not promoting the service, I just think that the website that presents this whole concept is the most comprehensive I\u2019ve ever seen.<br \/>\n2:03<br \/>\nNow, in the nineties, I\u2019d say, around 997 or 98, I took all my research, and I put it into a report, and I think I called it the credit profile number, or something like that. And I sent it over the Internet way, way back before. I mean, even even. There was even a browser. I mean, it was really archaic back then. But it\u2019s still nonetheless. It went all over the Internet, and some people picked it up and develop businesses out of it, which is what I intended, because I didn\u2019t want to do that. I had other interests. But I wanted to get that knowledge out there, and I didn\u2019t want to sell it, because I just felt like it\u2019s not something that should be branded and sold as a product in itself.<br \/>\n2:38<br \/>\nI feel like it should be one of the tools that a professional, someone that\u2019s doing my kind of, services, would provide to his client as a means to solving a problem. And it\u2019s not really a product in itself, in my opinion, And I think that\u2019s the responsible way to use this. But if you look at this website, I\u2019m gonna show you right now I\u2019m gonna switch over there and just walk you through it.<br \/>\n2:56<br \/>\nAll right.<br \/>\n2:59<br \/>\nYeah. Here we go.<br \/>\n3:00<br \/>\nSo, this is FICO pump dot com, OK. Everybody wants a better credit score to borrow some money.<br \/>\n3:07<br \/>\nYou guys probably know what my attitude is on that.<br \/>\n3:09<br \/>\nI\u2019m just going to show you how to get the file, and that it\u2019s legal, OK.<br \/>\n3:14<br \/>\nThey have a lot of presentations on here, a lot of things are being said, there\u2019s a video here, that this gentleman is talking about, it\u2019s a very short video, talking about the use of the number, and how it\u2019s being used, and what its purpose for doing this. And I agree with everything he\u2019s saying.<br \/>\n3:30<br \/>\nSo if that has any help, that helps you at all to make a decision, this sometimes is a solution for some people.<br \/>\n3:37<br \/>\nThe times I\u2019ve found myself using this is when I needed to really change the financial profile of a client.<br \/>\n3:44<br \/>\nFor some reason, in some cases, there were, a couple of women I worked with, that were being literally being stocked, and part of that problem resulted from their paper records, credit file. Their banking profile and things like that.<br \/>\n3:56<br \/>\nPublic records like driver\u2019s licenses and so I changed those things on paper and this is one aspect of this.<br \/>\n4:04<br \/>\nSo, they call it the CPF number, it\u2019s kinda redundant, right?<br \/>\n4:09<br \/>\nCredit profile number number, right, SCN second credit number, my use of the word is credit profile number. They call it a credit privacy number. It doesn\u2019t matter.<br \/>\n4:20<br \/>\nCPM generally, OK?<br \/>\n4:23<br \/>\nAll we\u2019re doing is we\u2019re creating a new credit file with your legal name, and the way you have to do it is use a mailing address or a physical. You have to the best way to do it as a residential address, where you can receive mail that you\u2019ve never associated with that.<br \/>\n4:38<br \/>\nCredit profile number before and your legal name.<br \/>\n4:42<br \/>\nThe reason why you want to use your legal name is because typically you have documents to show that that\u2019s your legal name.<br \/>\n4:47<br \/>\nNow, like I explained my first part, the credit file number is not to be used, where you need to give an SSN under penalty of perjury. Now, that\u2019s not to say that disclosure of an SSN is required by law.<br \/>\n5:01<br \/>\nI\u2019m just saying, if you\u2019re going to disclose an SSN, and it\u2019s under a on a government form, and it\u2019s under penalty of perjury, Um, you don\u2019t want to use it a CPA, and you want to use an actual SSN that was issued to your name by the Social Security Administration.<br \/>\n5:17<br \/>\nSo, anyways, they have a lot of information here about this, it goes on, it\u2019s not like someone\u2019s allowing you to do this, OK, This is just recordkeeping.<br \/>\n5:26<br \/>\nUm, and they talk, they talk about, you know, all these things, like I just explained, and then here\u2019s the guy\u2019s video, and then it goes into, how does it work, OK? Basically, you apply for credit, get denied, that opens your file. Then you start building your profile, OK, there\u2019s a step by step process, some services, like, probably, this service probably does it for you. You can do it yourself.<br \/>\n5:46<br \/>\nYou don\u2019t need this service, But it\u2019s kinda cool to have somebody that, you know, knows what they\u2019re doing, and so forth. All right.<br \/>\n5:54<br \/>\nThey tell you.<br \/>\n5:55<br \/>\nI mean, this is, this is correct.<br \/>\n5:57<br \/>\nOK, they\u2019re telling you the correct information, I\u2019m glad they have this because I don\u2019t have to re-invent the wheel.<br \/>\n6:01<br \/>\nSo, someone took this information from years ago and developed the process by, which you can use the number, um, it gives you more information here.<br \/>\n6:11<br \/>\nAlso, just keep in mind there, like I said, in the first video there, there are penalties for non disclosure, but it\u2019s $50. It\u2019s a $50 penalty and I believe it\u2019s under title 26 of the tax code. Usually, it\u2019s a disclosure on tax forms and it\u2019s 26 USC 672, I believe. And it used to be a $50 penalty. And I believe, since the seventies, the IRS has never enforced it because they\u2019re just looking at it as a de minimis failure. Like, it\u2019s not worth talking about, OK?<br \/>\n6:38<br \/>\nBut anyways, this is the thing that really convinces people, OK, if the FBI says, OK, then it must be OK, right? And it\u2019s funny because I haven\u2019t seen this since the nineties. People would know the company for a solution to a problem.<br \/>\n6:49<br \/>\nAnd maybe that part of that solution involve getting a number like this.<br \/>\n6:53<br \/>\nAnd when I explain to them how it works, just like I\u2019m talking to you now, you could hear this pause, and then they would ask, OK, I\u2019ll do it, but it\u2019s illegal.<br \/>\n7:03<br \/>\nAnd, you know, my explanation was, always, look, having a gun is legal. Alright.<br \/>\n7:08<br \/>\nSigning your wife\u2019s name on something is legal.<br \/>\n7:11<br \/>\nBut if you\u2019re doing it it, in order to commit a crime or defraud somebody, then the act of doing that may be an element and committing the crime. So if I think you\u2019re going to do that, I\u2019m not going to help you. If you come to me and asked me for help in that sense, I\u2019m not going to help you. But it\u2019s kinda nice to see where the FBI here saying on its website, you can go find this on the FDA website. I saw this personally. But this is nice, they have it on this website here for a FICO pump.<br \/>\n7:34<br \/>\nAnd it\u2019s telling you, credit privacy numbers, as the FBI says are nine digit file numbers that follow the same algorithm as social security numbers. It\u2019s close, it\u2019s close.<br \/>\n7:44<br \/>\nRemember, I told you the long time ago, last video, but tennis for years?<br \/>\n7:47<br \/>\nYou don\u2019t think your SSN is only for you.<br \/>\n7:50<br \/>\nIt\u2019s already being used by other people.<br \/>\n7:53<br \/>\nThe nuance here is you want to make sure that if you\u2019re going to do this, you\u2019re not going to interfere with someone else\u2019s use of his credit.<br \/>\n7:59<br \/>\nAnd so, the way you make sure that happens is make sure that your name, address, and date of birth, and credit profile number remain distinct. And if anyone else\u2019s file information gets merged with yours, or your old information gets merged with your new file, you want to dispute it for accuracy and get it removed, you can use the law is very well in your favorite for that. But, anyways, you can see FBI saying, Yeah, that\u2019s fine, but it doesn\u2019t relieve you of debt and other legal duties.<br \/>\n8:24<br \/>\nAnd like this guy\u2019s explaining in the video, don\u2019t use it for, let\u2019s say, application for a driver\u2019s license. That\u2019s not going to work.<br \/>\n8:31<br \/>\nSo that\u2019s That\u2019s a summary of it.<br \/>\n8:33<br \/>\nIt\u2019s not that complicated, OK, so it may be a solution for some people, Typically, I use it, and I\u2019ve only done it, maybe for, gosh, on thousands of cases, maybe 15 times for people to solve a problem or a part of a problem.<br \/>\n8:48<br \/>\nSo anyways, it is a tool you may want to might want to consider it. When used responsibly.<br \/>\n8:52<br \/>\nIt\u2019s perfectly legal, you know?<br \/>\n8:59<br \/>\nSo, I hope that helps. Thanks for watching.<\/p>\n        <\/div>\r\n    <\/div>\r\n\r\n    \r\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1334833 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1334833\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2984022\" data-id=\"2984022\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c38babf elementor-widget elementor-widget-spacer\" data-id=\"c38babf\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0abfdc3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0abfdc3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2eabe66\" data-id=\"2eabe66\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7136958 elementor-widget elementor-widget-text-editor\" data-id=\"7136958\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Summary<\/strong><\/p><p style=\"padding-left: 40px;\">1. The video is a sequel to an earlier presentation about hacking the Social Security number (SSN) scheme, primarily focusing on creating a &#8216;credit profile number&#8217;.<br \/>2. The speaker discusses the difficulty in negotiating banking systems without an SSN, which led him to devise a new system in the &#8217;90s.<br \/>3. He uncovered that banks only verified whether an SSN was associated with a credit file, alongside a legal name and address, during account setup.<br \/>4. The speaker explained how he created a new file, hypothesizing that it followed the same pattern as when a credit file is first established, which was then confirmed through successful application.<br \/>5. He had to reverse engineer how the SSN was assigned since, during the nineties, SSNs were distributed in groups per state.<br \/>6. The speaker mentions a website, FICOpump.com, which provides a comprehensive guide to his system and endorses its content.<br \/>7. This approach to credit profiling was first shared by the speaker on the internet in the &#8217;90s, intending others to develop businesses around the idea.<br \/>8. He explains the need to use a unique residential address and a legal name to create a new credit file, while warning not to use this method when SSN disclosure is mandated under penalty of perjury.<br \/>9. The service FICOpump.com offers could be useful but isn&#8217;t strictly necessary, as individuals can undertake the process independently.<br \/>10. In conclusion, the speaker sees this alternative to using an SSN as a potentially useful tool for resolving specific problems and insists it&#8217;s legal if used responsibly.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ebbcd97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ebbcd97\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f755f7\" data-id=\"3f755f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>U35 &#8211; Hacking the SSN Scheme Part II of II<\/p>\n","protected":false},"author":131,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[124],"tags":[],"_links":{"self":[{"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/posts\/16683"}],"collection":[{"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/users\/131"}],"replies":[{"embeddable":true,"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/comments?post=16683"}],"version-history":[{"count":7,"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/posts\/16683\/revisions"}],"predecessor-version":[{"id":25352,"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/posts\/16683\/revisions\/25352"}],"wp:attachment":[{"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/media?parent=16683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/categories?post=16683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/privacyfight.io\/wp-json\/wp\/v2\/tags?post=16683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}