{"id":25105,"date":"2023-06-23T09:31:27","date_gmt":"2023-06-23T13:31:27","guid":{"rendered":"http:\/\/privacyfight.io\/?page_id=25105"},"modified":"2023-07-24T22:01:42","modified_gmt":"2023-07-25T02:01:42","slug":"summary2","status":"publish","type":"page","link":"https:\/\/privacyfight.io\/summary2\/","title":{"rendered":"Video Series Summaries – Ultimate"},"content":{"rendered":"\t\t
U1 to U24<\/strong><\/a>\u00a0 \u00a0 \u00a0|\u00a0 \u00a0 \u00a0U25 to U49<\/strong>\u00a0<\/a> \u00a0 \u00a0|\u00a0 \u00a0 \u00a0U50 to U74<\/a><\/strong>\u00a0 \u00a0 |\u00a0 \u00a0 U75 to U99<\/strong><\/a>\u00a0 \u00a0 |\u00a0 \u00a0 U100 to U124<\/strong><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U1 \u2013 Equity Stripping Part 1 & Part 2 <\/strong>\u2013 Watch Now<\/a><\/strong><\/p> The video series “U1 \u2013 Equity Stripping \u2013 Part 1 & 2 \u2013 Privacy Fight” presented by John Jay Singleton provides a detailed explanation on how to create a lien on property equity, thereby protecting it from any potential lawsuits. Singleton explains the process of placing a lien, using an example of a residential home with equity worth $50,000. He points out the importance of placing a lien before a potential lawsuit to prevent encumberment of that equity.<\/p> Singleton emphasizes that the lien must be controlled by the title holder’s company, and recommends the use of a trust or an LLC. He walks through the steps to fill out a lien instrument, which is available from government sources and can be modified. The example he uses is for a property in Monroe County, Georgia.<\/p> He also demonstrates how to find property details online, such as the legal description of the property, to help complete the lien instrument. Singleton then explains the process of filling out the lien form, including naming the borrower and lender, and identifying the location of the property.<\/p> Singleton further guides viewers on how to amortize a loan with a real interest rate. He advises on doing this by the fifth day of each month, starting from the day the lien is placed. He demonstrates how to use an amortization desk to do this and highlights the importance of realistic numbers to avoid legal scrutiny.<\/p> He also touches upon some legal aspects, such as potential loss of property tax exemptions or homestead exemptions in some states, if the title of the property is transferred using a quitclaim deed. He also warns that property liens and equity liens may not protect against tax claims from the IRS or the state, as these have a superior lien position.<\/p> Singleton also demonstrates how to fill out a quitclaim deed form, emphasizing the need to make the deed legally robust to withstand scrutiny. He gives a step-by-step guide on how to fill out the deed form and get it notarized before recording it.<\/p> Finally, Singleton underscores the need to send proper notice to the bank about the lien to avoid them calling on the note. He suggests communicating in writing and making sure the notice is sent to the correct place. He finishes by saying that this process may appear complicated to those unfamiliar with it, but with careful following of the steps, it can be done successfully.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U2 \u2013 More Cash Flow Part 1 <\/strong>\u2013 Watch Now<\/a><\/b><\/p> John Jay Singleton’s talk, “U2 \u2013 More Cash Flow \u2013 Part 1 \u2013 Privacy Fight”, provides strategies on generating more cash flow and acquiring a business. He discusses the importance of self-sufficiency, sharing principles he has developed over three decades to create additional income. Singleton stresses the feasibility of generating a decent monthly income, emphasizing the potential in bootstrapping, i.e., starting a project with little or no money.<\/p> He introduces xchange marketplace dot com, a business broker that sells Shopify websites, as a viable starting point for those wanting to create additional income. Singleton suggests this platform as a useful example due to its comprehensive listings and accessibility to most people. He encourages his listeners to not let technical skills or lack of initial capital deter them from starting an online venture.<\/p> Singleton also discusses the possibility of finding profitable niches within popular markets, such as pet products or exercise equipment. He suggests buying existing businesses from platforms like closers dot com to scale up and reach new markets.<\/p> He emphasizes the importance of doing something one loves and is proficient at for generating income. Singleton also highlights the potential in areas such as real estate investment and selling online products via platforms like eBay and Amazon. He introduces several online tools and resources that can help in creating products or starting a business.<\/p> He closes the talk by recommending lulu dot com for individuals interested in self-publishing their works. This platform helps in creating, publishing, and distributing books to multiple sellers, including Amazon and Barnes & Noble.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U3 \u2013 Crypto Profits & Taxes \u2013 Part 1 \u2013 Watch Now<\/a><\/strong><\/p> The discussion, titled “U3 \u2013 Crypto Profit & Taxes \u2013 Part 1 \u2013 Privacy Fight,” is led by Bill Smith and John Singleton. It seeks to address issues surrounding cryptocurrency profit, taxation, and privacy protection, mainly aimed at their community, the Privacy Fight Club. They discuss the intricacies of tax obligations related to cryptocurrency transactions in the U.S. and beyond, with the principles generally applying to other countries with similar tax systems.<\/p> Smith and Singleton highlight the role of trust arrangements in cryptocurrency transactions. For instance, if the account holder is an LLC, then the LLC is the beneficiary of this trust arrangement, with Coinbase (or another exchange) being the trustee, owning the private keys. They draw attention to the complexity of adhesion contracts in cryptocurrency exchanges, where users agree to the terms of the exchange, which is unchangeable, therefore establishing an irrevocable trust arrangement.<\/p> They present the concept of fair market value, noting that the IRS defines it as what someone is willing to pay for a commodity, often in dollars. However, with cryptocurrencies, fair market value is not exclusive to the dollar, meaning cryptos can be traded for other currencies. In the context of the tax system, they argue that cryptocurrencies should be treated as property, allowing them to fall under existing tax laws.<\/p> The experts delve into the benefits of using an LLC in terms of asset protection. They discuss that it allows for the protection of assets from creditors and tax collectors. By avoiding the need for litigation, users can protect their property rights in cryptographic currency. Moreover, an LLC provides a charging order protection, thereby limiting the creditor\u2019s rights to distributions from the LLC.<\/p> In conclusion, they argue that with careful planning and understanding of the trust relationship and tax obligations in cryptocurrency transactions, users can protect their profits, consolidate their capital, and navigate risks effectively. They also offer to answer questions and further elaborate on the topic in subsequent discussions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U4 \u2013 Crypto Profits & Taxes \u2013 Part 2 \u2013 Watch Now<\/a><\/strong><\/p> The webinar “U4 \u2013 Crypto Profit & Taxes \u2013 Part 2 \u2013 Privacy Fight” features a discussion around the subject of cryptocurrency, taxation and privacy. The hosts began by welcoming listeners and mentioning a recent class they held on the subject, which is a part of a series they offer through an ultimate membership on their website, privacyfightclub.com.<\/p> The discussion delved into the confusion and fear that crypto traders experience regarding the need to report their trades and pay taxes on them. This concern often prevents some people from trading cryptos, despite it being possible to do so without immediate tax consequences. A key point emphasized was that, according to the IRS, cryptocurrencies are considered property, not dissimilar to real estate or stocks, and the same long-standing property rights apply.<\/p> The hosts mentioned that there’s no new law regarding taxes on cryptographic currency, although many people believe they need to pay taxes immediately upon selling or disposing of crypto assets. They emphasized that the purchase of crypto is not taxable, but when selling or disposing of it, the tax implications depend on how this is done. It was suggested that using an escrow service could allow traders to avoid a tax liability.<\/p> They also provided an example of how someone could convert their crypto to fiat currency without tax consequences by using an escrow agent to source the dollars for the crypto under an escrow contract. Another strategy discussed was creating a company to acquire property using cryptocurrency, thus avoiding a personal gain that could be taxable.<\/p> The hosts reiterated that it’s not the disposition of the asset that triggers tax, but rather how it is reported. They stressed the importance of caution when declaring crypto transactions to the IRS, as unnecessary declarations could lead to additional liabilities.<\/p> The webinar concluded by informing listeners about the various courses offered on their website, privacyfightclub.com, to help individuals navigate these complex issues. They also mentioned the opportunity for one-on-one consultations and their Slack chat where users can ask questions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U5 \u2013 Crypto Profits & Taxes \u2013 Part 3 \u2013 Watch Now<\/a><\/strong><\/p> “U5 \u2013 Crypto Profit & Taxes \u2013 Part 3 \u2013 Privacy Fight” discusses in-depth strategies for protecting and managing cryptocurrency profits. It is presented as an interactive conversation between Bill Smith and John Singleton.<\/p> The focus is on the usage of Limited Liability Companies (LLCs) as a means to safeguard cryptocurrency profits. The conversation digs into LLC operating agreements and how changes to these agreements can benefit someone looking to protect their crypto earnings.<\/p> The speakers then examine an online example of an LLC operating agreement, highlighting various sections of the agreement, such as ‘Capital Contributions’, ‘Member Loans’, ‘Distributions’, ‘Salaries, Reimbursements and Expenses’ and ‘Accounting Methods’. Each of these sections is scrutinized and tailored advice is provided on how to optimally adjust these areas to protect and manage crypto profits.<\/p> The dialogue also delves into the concept of forming a trust within the LLC for additional security. John emphasizes the importance of properly defining and declaring the trust, stating that you need to be explicit about the trustee, the beneficiary, the grantor, and the property.<\/p> Furthermore, the speakers explore tax implications and strategies. They discuss how to utilize foreign companies and limited partnerships to create a buffer against tax liabilities.<\/p> The conversation concludes with a reaffirmation of the belief that cryptocurrencies like Bitcoin are not taxable until they’re converted into cash or another asset, underscoring the significance of careful strategic planning for managing crypto profits and taxes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U6 \u2013 Crypto Profits & Taxes \u2013 Part 4\u00a0<\/strong>\u2013 Watch Now<\/a><\/strong><\/p> This podcast episode, “U6 \u2013 Crypto Profit & Taxes \u2013 Part 4 \u2013 Privacy Fight”, navigates the complexities of dealing with profits, taxes, and privacy issues related to cryptocurrencies. The episode stresses that cryptocurrencies can be protected from taxation or collection, and emphasizes not over-sharing information with tax authorities, as this often leads to unnecessary complications.<\/p> The hosts explore how cryptocurrencies are defined across various jurisdictions and highlight the confusion and panic around interpreting IRS guidelines for cryptocurrencies. They also discuss the strategies to avoid excessive tax liabilities, emphasizing the importance of valuing cryptocurrencies correctly and using third-party exchanges for reporting.<\/p> The episode underscores that trading between coins isn’t taxable, but it becomes reportable and potentially taxable once it’s reported in a certain way. This is consistent across jurisdictions and applies regardless of how the cryptocurrency is appraised.<\/p> An interesting point discussed is using third-party companies to manage cash flow and asset management to avoid direct ties to the individual, thus minimizing taxable events. They also mention structuring transactions in ways that appear regular and avoiding self-dealing to prevent any issues during audits.<\/p> They delve into the protective benefits of establishing an LLC, arguing that it can sever personal liability from assets, but stressing that this requires correct execution. The hosts share strategies to defend property rights and avoid litigation, essentially highlighting the practical applications of LLCs in asset protection and tax minimization.<\/p> Finally, the hosts discuss advanced tactics such as structuring loans, creating mortgages, and investing in other assets like real estate or cars via the LLC to further shield one’s finances from taxation. They also touch on the power of trust organizations in managing LLCs and mention their plans to partner with an escrow company for facilitating secure crypto transactions.<\/p> Overall, the hosts aim to answer questions around crypto profits, taxes, and privacy and offer strategic advice to navigate these issues efficiently. They remind listeners of the importance of using professional help when dealing with complex situations involving cryptocurrencies and tax laws.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U7 \u2013 W-9 Step by Step LLC & Setup \u2013 <\/strong>Watch Now<\/a><\/strong><\/p> The video tutorial titled “U7 \u2013 W-9 & EIN Certification \u2013 Privacy Fight” primarily provides an instructional guide on the process of W-9 EIN certification, specifically for partnerships, trusts, or limited liability companies (LLCs). The presenter, John Jay, emphasizes the importance of using the official company name followed by a comma and ‘LLC’ when applying for an EIN, in order to prevent the entity from being mistakenly classified as a sole proprietorship.<\/p> Jay goes on to show viewers how to correctly locate and download the W-9 form directly from the IRS website. This helps to avoid potential misuse of data or upselling services associated with third-party sites. He advises saving the downloaded form in the same folder as the EIN approval letter to keep everything organized and easily accessible.<\/p> The presenter further demonstrates how to appropriately fill out the W-9 form. Notable instructions include entering the company name and address accurately, identifying the entity as an LLC, and entering the EIN. Jay reiterates the importance of not including personal Social Security Numbers (SSN) on the form.<\/p> The video tutorial also clarifies two main certifications that are made through this form: the EIN is correct and the LLC is not subject to backup withholding. For viewers interested in learning more about backup withholding, Jay directs them to Title 26 of the USC under Section 30,406.<\/p> The signing process is explained as well. The form should be signed with the person’s name, title (such as “authorized signatory” or “managing member”), and the date. Once signed, Jay suggests that the form should be printed, scanned, and saved in the LLC’s designated folder to be easily accessible for sending to relevant authorities or businesses.<\/p> Finally, the video tutorial concludes with a caution to viewers about the significance of accurately completing the W-9 EIN certification. Missteps in this process can potentially lead to complications, such as 30% withholding taxes or difficulties with the IRS. In essence, this video serves as a comprehensive guide to understanding and completing the W-9 EIN certification process correctly.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U8 \u2013 LLC First Steps\u00a0<\/strong>\u2013 23 mins \u2013\u00a0Watch Now<\/strong><\/a><\/p> John Jay, the speaker in the video, has initiated a series of videos guiding viewers on the process of setting up a Limited Liability Company (LLC). His principal motivation for using LLCs is risk management and he also explores their potential use in investment, managing cash flow, and estate planning. He cautions viewers about certain features of non-profit organizations and C corporations that he doesn’t find advantageous.<\/p> Jay then demonstrates his thought process when setting up an LLC for a hypothetical client, John Smith. This includes choosing a suitable state for registration, naming the company, defining the registered agent and the principal place of business. He details the requirements for the official physical address for an LLC and also touches on how to avoid unnecessary expenses by using one’s own address as the registered agent’s address.<\/p> The speaker continues with advice on setting up an LLC in a way that will reduce conflict and potential costs from people who may think they have a claim on the company’s assets. In his example, he sets up a Private Membership Association (PMA) as the 100% beneficial owner of the LLC. This could be any unincorporated group, like a family, making it very hard for anyone to challenge the legitimacy of the ownership. He highlights the importance of LLC registration with the state for protection, and the visibility of the registration information on the state’s Secretary of State website.<\/p> He concludes by discussing the significance of banking resolutions, explaining that even non-owners can be authorized to sign for the company via a banking resolution. This provides flexibility for other people, like John Smith’s wife, to sign for the company if necessary, without needing to be named in the LLC’s articles. Throughout the video, Jay emphasizes the importance of maintaining privacy and using it as an advantage while setting up an LLC.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U9 \u2013 PMA & Residency & Tax\/Withholding Liability on Sale\u00a0<\/strong>\u2013 Watch Now<\/strong><\/a><\/p> “U9 \u2013 PMA & Residency & Tax\/Withholding Liability on Sale \u2013 Privacy Fight” is a comprehensive discussion on a unique structure involving a private membership association (PMA) owning a limited liability company (LLC) and its implications on residency and tax withholding liability, especially in the case of property sales.<\/p> John Jay highlights the concept that residency creates eligibility under the law. He notes that living somewhere for more than six months usually makes a person a resident of that state. This residency eligibility also creates tax liability.<\/p> In the example presented, a person owns an LLC in one state, while the real estate owned by the LLC is situated in another state. This set-up makes the LLC a foreign entity, creating complications for the title company trying to identify the tax liability of residents or non-residents.<\/p> Jay underscores that the goal in this example is to transfer the 1099 report to a pass-through entity, removing personal liability and avoiding withholding taxes. He elaborates on this process through a series of forms and documentations required in real estate transactions, which includes certification of foreign or non-foreign status, transferor’s information, and W-9 tax form.<\/p> Interestingly, Jay cautions against signing private data intake collection forms under penalties of perjury. He suggests that an LLC can be treated as a disregarded entity, meaning that the residency is established by the PMA, and the PMA can choose its residency.<\/p> In conclusion, Jay navigates the complex interplay between PMAs, LLCs, residency, and tax liability, providing an insightful perspective on this unique structure. He advocates for diligence in filling out forms and emphasizes the need for understanding the potential risks and responsibilities attached.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U10 \u2013 Acct Access, Taking LLC Profits & the PMA \u2022 PrivacyFight<\/strong> \u2013 Watch Now<\/strong><\/a><\/p> In this video, John Jay discusses the management of account access for limited liability companies (LLCs) and third-party accounts such as banks and exchanges. He emphasizes that adding a spouse or additional signers to the account is not necessary and may compromise privacy. John Jay suggests several methods for managing access, including obtaining account credentials from a designated file in case of the primary account holder’s unavailability. He highlights the importance of avoiding reliance on courts and attorneys to resolve disputes, advocating for self-resolution of account-related matters.<\/p> Furthermore, John Jay discusses the option of adding authorized users to the account, enabling them to log in and perform transactions over the internet. He also mentions the possibility of issuing checks or obtaining debit cards for account access. He recommends avoiding involving family members and opting for simpler solutions that do not require third-party intervention.<\/p> The video then transitions to the topic of taking profits from an LLC while minimizing tax liability. John Jay suggests using a third-party “black box” to secure funds and create a contract with a law firm for controlled access to the box under specific conditions. He explains how to use LLC funds for personal purchases, such as buying a car, by negotiating with the dealer and structuring the title in a way that suits the individual’s needs.<\/p> Towards the end, John Jay introduces the concept of a Private Member Association (PMA), which can be used to manage property within a family or other associations. He advises developing a written document detailing the authority and interests of the members involved, but cautions against sharing this document with others. Instead, he suggests keeping it private and referring to it internally to clarify roles and responsibilities.<\/p> In summary, John Jay provides insights and strategies for managing access to LLC accounts, minimizing reliance on third parties, optimizing privacy, and efficiently utilizing LLC funds for personal expenses. He also introduces the concept of a PMA as a means of organizing and managing property within an association.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U11 \u2013 How to Create New Cash Flow for Beginners \u2014 Part I of II & Part II of II –\u00a0<\/strong>Watch Now<\/a><\/strong><\/p> “U11 \u2013 How to Create New Cash Flow for Beginners \u2014 Part I of II & Part II of II \u2013 Privacy Fight” is a two-part guide by John Jay, exploring the creation of new cash flows for beginners. In this comprehensive walkthrough, Jay details different methods one can adopt to create alternative sources of income, emphasizing the importance of entrepreneurship and self-education in the journey towards financial independence.<\/p> In Part I, Jay outlines his general philosophy towards creating cash flows. He emphasizes that modern technology offers a plethora of opportunities, underscoring the potential of online businesses and investments. He introduces the idea of purchasing existing online businesses through brokers, citing an example of a broker, xchange marketplace. He explains that such a process can be simpler than traditional investments like buying a house, and can be set up within 90 days. However, Jay encourages doing individual research and understanding the detailed process.<\/p> In Part II, Jay delves into specific strategies for generating cash flows. He presents practical examples, detailing the purchase and scaling of online businesses, sourcing and selling niche products through Alibaba and eBay, and leveraging one’s expertise or interest to create content, such as writing books through platforms like Lulu. He also introduces the idea of loaning against precious metals for starting a business, emphasizing the importance of risk assessment.<\/p> Overall, Jay presents a plethora of options for creating new cash flows, but he also stresses the importance of research, risk analysis, and financial education to ensure success. He views these strategies as starting points, urging beginners to experiment, learn from their experiences, and gradually build their financial acumen.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t U12 \u2013 More Strategies for Entrepreneurs \u2014 Part I\u00a0<\/strong>\u2013 Watch Now<\/a><\/strong><\/p> In “U12 \u2013 More Strategies for Entrepreneurs \u2014 Part I,” the speaker provides insight into entrepreneurial tactics for maximizing cash flow and navigating the challenges of business. The discussion covers varied strategies suitable for anyone, whether they are in an established business, launching a start-up, or exploring novel entrepreneurial avenues.<\/p> The talk emphasizes the potential of starting from a minimal investment, where the speaker aims to guide people in creating an additional $2000 per month within a 90-day period. The speaker uses real estate as an example of an avenue that can offer potential for profit, regardless of the participant’s interests or skills.<\/p> The speaker then transitions to discussing the potential in publishing. By sharing a story of an individual who wrote a book about her life and made a profit from it, the speaker highlights how the internet can enable people to become authors and create income streams from selling books online, including on platforms such as Amazon and Barnes and Noble.<\/p> In addition to exploring traditional entrepreneurial paths, the speaker discusses more innovative strategies. One example is the use of services like Fiverr, a freelancing platform, to harness global talent and access services at cost-effective rates. The conversation touches upon a situation where a press kit was created at a minimal cost but brought about substantial value.<\/p> The speaker then underscores the importance of transforming personal skills into profitable businesses. Examples include creating and selling products on eBay, providing services for a niche market, and monetizing specialist skills like calibrating gages. The speaker encourages listeners to adopt new habits, work hard, and be open to fresh ways of doing things.<\/p> Later in the talk, the speaker discusses a unique approach using drones for revenue generation, underlining how technology can unlock novel business opportunities. Additionally, strategies like partnership with retail spaces, and entering niche markets, for example in beauty products, are suggested as potentially fruitful entrepreneurial strategies.<\/p> In conclusion, the speaker advocates a mindset shift towards entrepreneurship, encouraging listeners to leverage their skills, use available resources wisely, and be open to creative and innovative ways of generating cash flow. The talk represents an exploration of entrepreneurial possibilities, highlighting the power of initiative, adaptability, and resilience in business.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t